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40720 E 3rd Ave, Umatilla, FL 32784 Property Records

Lake County property record for 40720 E 3rd Ave, Umatilla, FL 32784 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2023
Square Footage1,648 sqft Living Area
Lot Size12,937 sqft (0.297 acres)
OccupancyOwner Occupied
Last Sale$315,000 (2023)
Tax Bill$3,878.00 (2025)

Property Details

APN / Parcel Number

Primary APN08-18-27-0100-043-01000
Alternative APNs
  • 271808010004301000
  • 3461240

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,648 sqft Living Area
Gross Area2,076 sqft Gross Area
1st Floor1,648 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialBrick Exterior
Roof MaterialAsphalt Roof
Lot Area12,937 sqft (0.297 acres)
Depth X Width115 ft x 113 ft Depth x Width
Garage TypeAttached Garage
Garage Area428 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Account Number3461240
Street Address40720 E 3RD AVE
CityUMATILLA
StateFL
Zip32784-7547
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionEAST UMATILLA PB 6 PG 87-95 LOTS 10 TO 13 AND THE NORTH 1/2 OF LOT 14 BLK 43 ORB 6145 PG 255
Legal Range27E
Legal Township18S
Legal Section8
Legal SubdivisionEAST UMATILLA
Legal Tract0100
Legal Block43
Legal Lot Number10
JurisdictionLAKE FL
Minor Civil DivisionUMATILLA
Census Blockgroup2
Census Block2003
Census Tract30109

Owner

Source: Lake County records · APN 08-18-27-0100-043-01000

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address40720 E 3RD AVE, UMATILLA, FL 32784-7547
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2026Deed of Trust, Mortgage · Veterans Administration Mortgage
AMERICAN FINANCING
May 19, 2023Warranty Deed, Transfer · Veterans Administration Mortgage
FBC MORTGAGE LLC
Jul 20, 2022Warranty Deed, Transfer
HOMELAND TITLE SERVICES INC
Dec 07, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 19, 2023 · Amount on Record
Deed SaleMay 19, 2023 · Amount on Record
Prior SaleJul 20, 2022 · Amount on Record
Deed Doc Number202359400
Deed Book / Page6145 / 255
Transfer Doc1473000116
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Recording DateJun 26, 2026
Property Address40720 E 3RD AVE, UMATILLA, FL 32784-7547
Document Number0000078948
Book / Page6765 / 1526
Instrument DateJun 20, 2026
Instrument202678948
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address40720 E 3RD AVE, UMATILLA, FL 32784-7547

Mortgage

Document Number0000078948,
DateJun 26, 2026
Book Page6765/1526
Instrument202678948
Lender
NameAMERICAN FINANCING
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.51%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateMay 19, 2023
Property AddressE THIRD AVE, UMATILLA, FL 32784
Document Number0061450255
Book / Page6145 / 255
Map ReferenceMB 6 PG 87
Instrument DateMay 12, 2023
Instrument2023059400
Transaction TypeTransfer
Record UpdatedFeb 05, 2024
Title CompanyHOMELAND TITLE SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,205.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address11312 VIA ANDIAMO, WINDERMERE, FL 34786-6045

Transferred To (Grantee/Buyer)

NameVerified Name
Address40720 E THIRD AVE, UMATILLA, FL 32784-7547

Mortgage

Document Number0006145256
DateMay 19, 2023
Instrument6145/256
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateJul 20, 2022
Property AddressE THIRD AVE, UMATILLA, FL 32784
Document Number0059942025
Book / Page5994 / 2025
Map ReferenceMB 6 PG 87-95
Instrument DateJun 27, 2022
Instrument2022098674
Transaction TypeTransfer
Record UpdatedMay 18, 2023
Title CompanyHOMELAND TITLE SERVICES INC

Transaction

AmountAmount Recorded
Tax$910.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address41300 BABB RD, UMATILLA, FL 32784-7635

Transferred To (Grantee/Buyer)

NameVerified Name
Address11312 VIA ANDIAMO, WINDERMERE, FL 34786-6045

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateDec 07, 2021
Property AddressE THIRD AVE, UMATILLA, FL 32784
Document Number0058511640
Book / Page5851 / 1640
Map ReferenceMB 6 PG 87
Instrument DateNov 23, 2021
Instrument2021168693
Transaction TypeTransfer
Record UpdatedMay 18, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$350.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address40624 E 3RD AVE, UMATILLA, FL 32784-7547

Transferred To (Grantee/Buyer)

NameVerified Name
Address41300 BABB RD, UMATILLA, FL 32784-7635

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$279,526 (+1.92%) Land $58,478 Building $221,048$279,526 (-) Land $58,478 Building $221,048
2025$3,878.00 (+2.51%) Homeowner's exemption Veteran's exemption$274,250 (+667.43%) Land $58,478 Building $215,772$279,526 (+682.2%) Land $58,478 Building $221,048
2024$3,783.00 (+689.77%)
2023$479.00 (+4.81%)$35,736 (+25%)$35,736 (+25%) Land $35,736
2022$457.00$28,589$28,589 Land $28,589

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 62% of the US · above 37% of Florida
Wildfire LikelihoodAbout 1 in 437 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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