40603 E 3rd Ave, Umatilla, FL 32784 Property Records

Lake County property record for 40603 E 3rd Ave, Umatilla, FL 32784 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2024
Square Footage	2,289 sqft Living Area
Lot Size	24,495 sqft (0.562 acres)
Occupancy	Owner Occupied
Last Sale	$269,900 (2020)
Tax Bill	$3,522.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`08-18-27-0100-073-00100`
Alternative APNs	`271808010007300100` `1228760`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,289 sqft Living Area
Gross Area	2,772 sqft Gross Area
1st Floor	1,921 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2024
Exterior Material	Brick Exterior
Construction Type	Frame Construction
Roof Material	Asphalt Roof
Lot Area	24,495 sqft (0.562 acres)
Depth X Width	230 ft x 106 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	483 sqft Garage

Exterior Amenities

Pool Area	416 sqft Pool
Deck Area	Deck Area
Porch Area	524 sqft Porch
Utility Building	1,386 sqft Utility Building

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	1228760
Street Address	40603 E 3RD AVE
City	UMATILLA
State	FL
Zip	32784-7538
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	EAST UMATILLA LOTS 1 2 3 4 43 44 45 46 BLK 73 PB 6 PGS 87-95 ORB 5550 PG 1256
Legal Range	27E
Legal Township	18S
Legal Section	8
Legal Subdivision	EAST UMATILLA
Legal Tract	0100
Legal Block	73
Legal Lot Number	1
Jurisdiction	LAKE FL
Minor Civil Division	UMATILLA
Census Blockgroup	2
Census Block	2003
Census Tract	30109

Owner

Source: Lake County records · APN 08-18-27-0100-073-00100

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	40603 E 3RD AVE, UMATILLA, FL 32784-7538
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2020	Warranty Deed, Transfer · Veterans Administration Mortgage MORTGAGE FINANCIAL GROUP INC
Sep 17, 2018	Warranty Deed, Transfer · Conventional Mortgage EMBRACE HM LOANS
Oct 06, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 25, 2020 · Amount on Record
Deed Sale	Sep 25, 2020 · Amount on Record
Prior Sale	Sep 17, 2018 · Amount on Record
Deed Doc Number	2020106844
Deed Book / Page	5550 / 1256
Prior Transfer Date	Oct 03, 2017
Prior Transfer Doc	0050092110
Record Refreshed	Jun 08, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Sep 25, 2020
Property Address	40603 E 3RD AVE, UMATILLA, FL 32784-7538
Document Number	0055501256
Book / Page	5550 / 1256
Map Reference	MB 6 PG 87-95
Instrument Date	Sep 22, 2020
Instrument	2020106844
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,889.30
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	606 S LONE OAK DR, 606, LEESBURG, FL 34748-6214

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40603 E 3RD AVE, UMATILLA, FL 32784-7538

Mortgage

Document Number	0055501258
Date	Sep 25, 2020
Instrument	5550/1258

Lender

Name	MORTGAGE FINANCIAL GROUP INC
Type	Mortgage Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Sep 17, 2018
Property Address	40603 E 3RD AVE, UMATILLA, FL 32784-7538
Document Number	0051710162
Book / Page	005171 / 000162
Instrument Date	Sep 13, 2018
Instrument	109442
Transaction Type	Transfer
Record Updated	Oct 02, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	40603 E 3RD AVE UMATILLA FL 327847538, UMATILLA, FL 32784-7538

Mortgage

Document Number	51710164
Date	Sep 17, 2018
Book Page	005171/000164
Instrument	109443

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2048

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Oct 06, 2017
Property Address	40603 E 3RD AVE, UMATILLA, FL 32784-7538
Document Number	0050092110
Book / Page	005009 / 002110
Instrument Date	Oct 03, 2017
Instrument	106747
Transaction Type	Transfer
Record Updated	Oct 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Document Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	40603 E 3RD AVE UMATILLA FL 327847538, UMATILLA, FL 32784-7538

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$256,540 (+2.9%)	$339,985 (-0.06%) Land $82,008 Building $257,977
2025		$249,310 (+5.98%) Land $82,008 Building $167,302	$340,200 (+12.38%) Land $82,008 Building $258,192
2024	$3,522.00 (+9.65%)
2023	$3,212.00 (+6.01%) Homeowner's exemption	$235,240 (+3%)	$302,717 (+10.04%) Land $82,008 Building $220,709
2022	$3,030.00 Homeowner's exemption	$228,390	$275,108 Land $54,672 Building $220,436

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 37% of Florida
Wildfire Likelihood	About 1 in 437 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

40603 E 3rd Ave, Umatilla, FL 32784 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2017: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on E 3rd Ave

Nearby Streets

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