40688 E 3rd Ave, Umatilla, FL 32784 Property Records

Lake County property record for 40688 E 3rd Ave, Umatilla, FL 32784 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2023
Square Footage	1,648 sqft Living Area
Lot Size	12,995 sqft (0.298 acres)
Occupancy	Owner Occupied
Last Sale	$315,000 (2023)
Tax Bill	$4,377.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`08-18-27-0100-043-01500`
Alternative APN	`3929638`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,648 sqft Living Area
Stories	1 Stories

Exterior

Year Built	Built 2023
Exterior Material	Brick Veneer Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Material	Shingle Roof
Lot Area	12,995 sqft (0.298 acres)
Depth X Width	115 ft x 113 ft Depth x Width
Garage Type	Finished Garage
Porch	Open Porch
Porch Area	190 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	3929638
Street Address	40688 E 3RD AVE
City	UMATILLA
State	FL
Zip	32784-7547
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	EAST UMATILLA PB 6 PG 87-95 THE SOUTH 1/2 OF LOT 14 LOTS 15 16 17 18 BLK 43 ORB 6154 PG 2040
Legal Subdivision	EAST UMATILLA
Legal Block	43
Legal Lot Number	14-18
Jurisdiction	LAKE FL
Minor Civil Division	UMATILLA
Census Blockgroup	2
Census Block	2003
Census Tract	30109

Owner

Source: Lake County records · APN 08-18-27-0100-043-01500

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	40688 E 3RD AVE, UMATILLA, FL 32784-7547
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 06, 2023 · Amount on Record
Deed Sale	Jun 06, 2023 · Amount on Record
Deed Doc Number	2023066894
Deed Book / Page	6154 / 2040
Record Refreshed	Jun 08, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jun 06, 2023
Property Address	40688 E 3RD AVE, UMATILLA, FL 32784-7547
Document Number	0061542040
Book / Page	6154 / 2040
Map Reference	MB 6 PG 87-95
Instrument Date	Apr 21, 2023
Instrument	2023066894
Transaction Type	Transfer
Record Updated	Feb 05, 2024
Title Company	HOMELAND TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11312 VIA ANDIAMO, WINDERMERE, FL 34786-6045

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40688 E 3RD AVE, UMATILLA, FL 32784-7547

Mortgage

Document Number	0061542041
Date	Jun 06, 2023
Instrument	6154/2041

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2053

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$279,526 (+682.2%) Land $58,478 Building $221,048	$279,526 (+682.2%) Land $58,478 Building $221,048
2024	$4,377.00 (+521.73%)
2023	$704.00 (+77.78%)	$35,736 (+25%)	$35,736 (+25%) Land $35,736
2022	$396.00	$28,589	$28,589 Land $28,589

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 37% of Florida
Wildfire Likelihood	About 1 in 437 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.