4071 FM 512, Commerce, TX 75428 Property Records

Hunt County property record for 4071 FM 512, Commerce, TX 75428 · Last verified November 2025

Property Summary

Property Type	Rural Home
Details	3,529 sqft · built 2014
Lot Size	43.4 acres (1,894,555 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,539 (2024)
Deeds & Mortgages	Nov 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0530-0150-0000-30`

Property Details

APN / Parcel Number

Primary APN	`0530-0150-0000-30`
Alternative APN	`R27755`

Interior

Stories	2 Stories
Building Area	3,529 sqft Living Area
1st Floor Area	2,489 sqft
2nd Floor Area	1,040 sqft

Exterior

Year Built	Built 2014
Lot Area	1,894,555 sqft (43.4 acres)
Garage Type	Carport
Carport	Carport
Carport Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	917 sqft
Patio Area	160 sqft
Balcony	Balcony
Balcony Area	160 sqft
Utility Building	320 sqft

Location & Zoning

Account Number	R27755
Street Address	4071 FM 512
City	COMMERCE
State	TX
Zip	75428-6648
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A0530 HOUSTON C M,TRACT 15, ACRES 43.493
Legal Subdivision	HOUSTON C M
Legal Tract	15
Jurisdiction	HUNT TX
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1024
Census Tract	960100

Owner

Source: Hunt County records · APN 0530-0150-0000-30

Assessment roll updated July 25, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4071 FM 512, COMMERCE, TX 75428-6648
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 25, 2002
Deed Sale	Feb 25, 2002
Deed Document Number	0000846107
Record Updated	Jun 08, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	4071 FM 512, COMMERCE, TX 75428-6648
Document Number	0000021448
Instrument Date	Nov 23, 2020
Transaction Type	Mortgage
Record Updated	Dec 16, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0000021448
Date	Dec 04, 2020
Instrument	21448

Lender

Name	HERITAGE LAND BK FLCA
Type	Bank
Address	TYLER, TX 75703

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 03, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hunt County records · Assessment roll updated July 25, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hunt County
Unified School District	Commerce Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$401,011 (+8.18%) Land $17,150 Building $383,861	$866,651 (+14.03%) Land $482,790 Building $383,861
2024	$4,539.00 (-28.03%)
2023		$370,680 Land $14,090 Building $356,590	$760,000 Land $403,410 Building $356,590
2022	$6,307.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hunt County (48231C), updated May 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482319601001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Aug 2017, river or lake flooding

Wildfire

Wildfire Risk	Moderate above 55% of the US · above 33% of Texas
Wildfire Likelihood	About 1 in 901 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Spectrum	Fiber	1,000 / 1,000
Peoples Telephone Cooperative	Fixed Wireless	500 / 60
360 Communications, Inc. (OK, AR & TX)	Fixed Wireless (licensed-by-rule)	400 / 50

May also be available at this address: Verizon, AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.