3960 FM 512, Commerce, TX 75428 Property Records

Hunt County property record for 3960 FM 512, Commerce, TX 75428

Property Summary

Property Type	Rural Home
Details	1,484 sqft · built 1940
Lot Size	0.714 acres (31,102 sqft)
Owner	Individual Name on Record
Tax Bill	$2,835 (2024)
Deeds & Mortgages	May 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`0786-0070-0000-30`

Property Details

APN / Parcel Number

Primary APN	`0786-0070-0000-30`
Alternative APN	`R31403`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,484 sqft Living Area
Gross Area	1,064 sqft
1st Floor Area	1,064 sqft
Flooring	Other

Exterior

Year Built	Built 1940
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	31,102 sqft (0.714 acres)
Porch	Open Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Account Number	R31403
Street Address	3960 FM 512
City	COMMERCE
State	TX
Zip	75428-6632
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A0786 MCDANIEL B F,TRACT 7, ACRES .714
Legal Subdivision	MCDANIEL B F
Legal Tract	7
Jurisdiction	HUNT TX
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1033
Census Tract	960100

Owner

Source: Hunt County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4440 COUNTY ROAD 4508, COMMERCE, TX 75428-5260
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 21, 2020
Transfer Doc	0000007756
Record Updated	Jun 8, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUNT TX
Recording Date	May 21, 2020
Property Address	3960 FM 512, COMMERCE, TX 75428-6632
Document Number	0000007756
Instrument Date	May 21, 2020
Instrument	7756
Transaction Type	Transfer
Record Updated	Jul 13, 2020
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 COUNTY ROAD 4508 COMMERCE TX 75428, COMMERCE, TX 75428

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hunt County
Unified School District	Commerce Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$169,990 (+7.7%) Land $51,520 Building $118,470	$169,990 (+7.7%) Land $51,520 Building $118,470
2024	$2,835.00 (-6.47%)
2023		$157,840 Land $37,490 Building $120,350	$157,840 Land $37,490 Building $120,350
2022	$3,031.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Aug 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 82% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH HUNT SUD serves 4,836 people · EPA ID TX1160039
Water Source	Purchased surface water from CITY OF COMMERCE
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrite resolved · Oct 2022
Treatment and Procedure	Coliform assessment Sep 2023
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Peoples Communications Fixed Wireless	500 / 60
360 Broadband Fixed Wireless	400 / 50

May also be available: Nextlink, Verizon.

Nearby Properties on FM 512

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