3972 FM 512, Commerce, TX 75428 Property Records

Hunt County property record for 3972 FM 512, Commerce, TX 75428

Property Summary

Property TypeRural Home
Details1,475 sqft · built 1955
Lot Size0.794 acres (34,630 sqft)
OwnerIndividual Name on File
Tax Bill$291 (2024)
Flood ZoneZone X (minimal risk)
APN0786-0200-0000-30

Property Details

APN / Parcel Number

Primary APN0786-0200-0000-30
Alternative APN
  • R31410

Interior

Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,475 sqft Living Area
1st Floor Area1,475 sqft

Exterior

Year BuiltBuilt 1955
Exterior MaterialVinyl
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area34,630 sqft (0.794 acres)
PorchOpen Porch
Porch Area168 sqft

Utilities, Heating & Cooling

Heating SystemGas

Location & Zoning

Account NumberR31410
Street Address3972 FM 512
CityCOMMERCE
StateTX
Zip75428-6632
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionA0786 MCDANIEL B F,TRACT 20, ACRES .795
Legal SubdivisionMCDANIEL B F
Legal Tract20
JurisdictionHUNT TX
Township / Civil DivisionCOMMERCE
Census Block Group1
Census Block1033
Census Tract960100

Owner

Source: Hunt County records · APN 0786-0200-0000-30

Assessment roll updated July 25, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3972 FM 512, COMMERCE, TX 75428-6632
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 15, 2020
Deed SaleJun 15, 2020
Deed Document Number0020209399
Record UpdatedJun 08, 2026

Tax Assessment & Valuation

Source: Hunt County records · Assessment roll updated July 25, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateTexas
CountyHunt County
Unified School DistrictCommerce Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$93,512 (+1.15%)$137,810 (+49.06%) Land $55,750 Building $82,060
2024$291.00 (-47.76%)
2023$92,450 Land $40,620 Building $51,830$92,450 Land $40,620 Building $51,830
2022$557.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hunt County (48231C), updated May 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482319601001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimAug 2017 · river or lake flooding

Wildfire

Wildfire RiskModerate
above 44% of the US · lower than 82% of Texas
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 24 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Peoples Telephone Cooperative
Fixed Wireless
500 / 60
360 Communications, Inc. (OK, AR & TX)
Fixed Wireless
400 / 50

May also be available: AMG Technology Investment Group, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemNORTH HUNT SUD
serves 4,836 people
Water SourcePurchased surface water from CITY OF COMMERCE
Last State InspectionAug 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrite
resolved · Oct 2022
Treatment and ProcedureColiform assessment
Sep 2023
Monitoring and Reporting4
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on FM 512

Nearby Streets

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