40709 Melrose Dr, #274, Temecula, CA 92591 Property Records

Riverside County property record for 40709 Melrose Dr, #274, Temecula, CA 92591

Property Summary

Property Type	Condominium
Details	4 bd · 3.25 ba · 1,893 sqft · built 2023
Owner	Individual Name on File
Last Sale	$610,000 (May 2026)
Tax Bill	$10,078 (2025)
Deeds & Mortgages	Nov 2024 Mortgage May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`916-732-031`

Property Details

APN / Parcel Number

Primary APN	`916-732-031`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Stories	3 Stories
Building Area	1,893 sqft Living Area
Gross Area	2,514 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Condo/Apartment
Construction Type	Wood
Roof Material	Tile
Garage Type	Attached
Garage Area	453 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	40709 MELROSE DR, 274
City	TEMECULA
State	CA
Zip	92591-6073
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	LOTTYPE S UNIT 274 BLG-144 MAPPLATB 286 MAPPLATP 062 SUBDIVISIONNAME TR 37509 RECMAPTYPE CONDOMINIUMMAP
Legal Tract	37509
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	2
Census Block	2009
Census Tract	49600

Owner

40709 Melrose Dr, #274 is owned by an individual who bought it in May 2026.

Source: Riverside County records, as of May 12, 2026

Owner of Record	Individual Name on File
Mailing Address	40709 MELROSE DR, TEMECULA, CA 92591-6073
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2024	Deed of Trust, Mortgage · Conventional Mortgage HSBC BANK USA
May 1, 2026	Grant Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2026 · Amount on File
Deed Sale	May 1, 2026 · Amount on File
Deed Document Number	2026134153
Record Updated	Sep 20, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	40709 MELROSE DR # 274, 274, TEMECULA, CA 92591-6073
Transaction Type	Mortgage
Record Updated	May 14, 2026
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40709 MELROSE DR, TEMECULA, CA 92591-6073
Investor	Possibly a Property Investor

Mortgage

Document Number	0000354034
Date	Nov 18, 2024
Instrument	2024-0354034

Lender

Name	HSBC BANK USA
Type	Bank
Address	NEW YORK, NY 10001

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.15%
Type Change Date	Dec 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.1%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.1%

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 1, 2026
Property Address	40709 MELROSE DR, 274, TEMECULA, CA 92591-6073
Document Number	0000134153
Instrument Date	Apr 21, 2026
Instrument	2026.134153
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	STOCKDALE TITLE COMPANY, SOCAL TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$67,771.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40709 MELROSE DR, TEMECULA, CA 92591-6073

Mortgage

Document Number	0000134154,
Date	May 1, 2026
Instrument	2026..134154

Lender

Name	ZILLOW HOME LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 40709 Melrose Dr, #274 was $10,078, up 4.3% from the year before.

Source: Riverside County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,078.00 (+4.26%)	$617,808 Land $127,500 Building $490,308
2024	$9,666.00 (+168.57%)
2023	$3,599.00	$38,293 Land $38,293

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 40709 Melrose Dr, #274 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40709 Melrose Dr, #274 is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Accel Wireless Fixed Wireless	100 / 25

May also be available: GeoLinks, San Diego Broadband, T-Mobile.

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