4070 River View Dr, Saint Charles, IL 60175 Property Records

Kane County property record for 4070 River View Dr, Saint Charles, IL 60175 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.558 acres (24,294 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Aug 2015)
Tax Bill	$19,816 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Feb 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`09-15-104-008`

Property Details

APN / Parcel Number

Primary APN	`09-15-104-008`

Exterior

Lot Area	24,294 sqft (0.558 acres)

Location & Zoning

Street Address	4070 RIVER VIEW DR
City	SAINT CHARLES
State	IL
Zip	60175-5670
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERS EDGE - PHASE 2 LOT # 5
Legal Subdivision	RIVERS EDGE
Legal Phase	2
Legal Block	2
Legal Lot Number	5
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	2
Census Block	2013
Census Tract	852103

Owner

Source: Kane County records · APN 09-15-104-008

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4070 RIVER VIEW DR, SAINT CHARLES, IL 60175-5670
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2017	Deed of Trust, Mortgage · ARM FIRST CENTENNIAL MORTGAGE CORP
Feb 15, 2022	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 13, 2015 · Amount on Record
Deed Sale	Aug 13, 2015 · Amount on Record
Prior Sale	Nov 04, 2008 · Amount on Record
Deed Document Number	201543772
Last Transfer Date	Feb 11, 2022
Transfer Doc	0000008859
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	4070 RIVER VIEW DR, ST CHARLES, IL 60175-5670
Transaction Type	Mortgage
Record Updated	Aug 05, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003015
Date	Jan 18, 2017
Instrument	2017K003015

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Jan 01, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	8.62%

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Feb 15, 2022
Property Address	4070 RIVER VIEW DR, ST CHARLES, IL 60175-5670
Document Number	0000008859
Map Reference	DOC 2002K51816
Instrument Date	Feb 11, 2022
Instrument	2022K008859
Transaction Type	Transfer
Record Updated	Aug 05, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4070 RIVER VIEW DR, SAINT CHARLES, IL 60175-5670

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,816.00 (+15.86%) Homeowner's exemption Senior Citizen's exemption	$298,550 (+8.53%) Land $66,687 Building $231,863	$896,008 (+8.53%) Land $200,141 Building $695,867
2024		$275,086 (+23.45%) Land $61,446 Building $213,640	$825,588 (+23.5%) Land $184,412 Building $641,176
2022	$17,103.00 (+4.13%) Homeowner's exemption	$222,832 (+4.91%) Land $66,885 Building $155,947	$668,496 (+4.91%) Land $200,655 Building $467,841
2021	$16,425.00 Homeowner's exemption	$212,403 Land $63,755 Building $148,648	$637,209 Land $191,265 Building $445,944

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 3% of the US · above 21% of Illinois
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 43 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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