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4055 River View Dr, Saint Charles, IL 60175 Property Records

Kane County property record for 4055 River View Dr, Saint Charles, IL 60175

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,837 sqft · built 2008
Lot Size0.572 acres (24,917 sqft)
Owner2 Individual Names on File
Last Sale$665,000 (Aug 2017)
Tax Bill$17,482 (2025)
Deeds & MortgagesSep 2021 Mortgage
Feb 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-15-153-004

Property Details

APN / Parcel Number

Primary APN09-15-153-004

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,837 sqft Living Area
1st Floor Area2,837 sqft
Basement Area2,837 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialCombination
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area24,917 sqft (0.572 acres)
Garage TypeAttached
Garage Area775 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address4055 RIVER VIEW DR
CitySAINT CHARLES
StateIL
Zip60175-5670
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVERS EDGE - PHASE 2 LOT # 18
Legal SubdivisionRIVERS EDGE
Legal Phase2
Legal Block2
Legal Lot Number18
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group2
Census Block2017
Census Tract852103

Owner

Source: Kane County assessment roll, APN 09-15-153-004, as of August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4055 RIVER VIEW DR, SAINT CHARLES, IL 60175-5670
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
ARVEST BANK
Feb 27, 2020Deed of Trust, Mortgage · Line of Credit
GUARANTEED RATE
Aug 16, 2017Warranty Deed, Transfer
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 16, 2017 · Amount on Record
Deed SaleAug 16, 2017 · Amount on Record
Prior SaleDec 12, 2007 · Amount on Record
Deed Document Number201742784
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address4055 RIVER VIEW DR, ST CHARLES, IL 60175-5670
Transaction TypeMortgage
Record UpdatedAug 05, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000069702
DateSep 13, 2021
Instrument2021K069702
Lender
NameARVEST BANK
TypeBank
AddressLOWELL, AR 72745
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051
Interest
Rate TypeFixed Rate
Rate2.87%

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address4055 RIVER VIEW DR, ST CHARLES, IL 60175-5670
Document Number0000011139
Instrument DateFeb 27, 2020
Transaction TypeMortgage
Record UpdatedMar 17, 2020
Title CompanyRAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4055 RIVER VIEW DR ST CHARLES IL 601755670, ST CHARLES, IL 60175-5670

Mortgage

Document Number0000011139
DateMar 03, 2020
Instrument11139
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 02, 2050
Interest
Rate TypeAdjustable Rate
Rate3.62%

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateAug 16, 2017
Property Address4055 RIVER VIEW DR, ST CHARLES, IL 60175-5670
Document Number0000042784
Instrument DateJul 19, 2017
Instrument42784
Transaction TypeTransfer
Record UpdatedSep 22, 2017
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$997.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3005 KING JAMES AVE ST CHARLES IL 601747833, ST CHARLES, IL 60174-7833

Mortgage

Document Number42785
DateAug 16, 2017
Instrument42785
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
AmountAmount Recorded
Term360 Months
DueAug 15, 2047
Interest
Rate TypeFixed Rate
Rate4.12%

Tax Assessment & Valuation

Source: Kane County assessment roll as of August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$17,482.00 (+14.82%) Homeowner's exemption Senior Citizen's exemption
2024$244,421 (+22.47%) Land $67,031 Building $177,390$733,556 (+22.52%) Land $201,173 Building $532,383
2022$15,226.00 (+4.16%) Homeowner's exemption$199,577 (+4.91%) Land $72,308 Building $127,269$598,731 (+4.91%) Land $216,924 Building $381,807
2021$14,618.00 Homeowner's exemption$190,237 Land $68,924 Building $121,313$570,711 Land $206,772 Building $363,939

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 43 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL0894830, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemST CHARLES
serves 33,081 people
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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