Kane County property record for 4030 River View Dr, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,567 sqft · built 2004 |
| Lot Size | 0.548 acres (23,862 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $16,317 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-15-152-003 |
| Primary APN | 09-15-152-003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,567 sqft Living Area |
| Basement Area | 1,452 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Traditional |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 23,862 sqft (0.548 acres) |
| Garage Type | Attached |
| Garage Area | 748 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 4030 RIVER VIEW DR |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-5670 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVERS EDGE - PHASE 2 LOT # 3 |
| Legal Subdivision | RIVERS EDGE |
| Legal Phase | 2 |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 852103 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4030 RIVER VIEW DR, SAINT CHARLES, IL 60175-5670 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING |
| Oct 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING |
| May 9, 2017 | Grant Deed, Foreclosure CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| May 9, 2017 | Warranty Deed, Transfer · ARM BBMC MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 9, 2017 |
| Deed Sale | May 9, 2017 |
| Prior Sale | May 9, 2017 · Amount on Record |
| Deed Document Number | 201723662 |
| Prior Transfer Date | Jun 30, 2014 |
| Prior Transfer Doc | 0000031377 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 4030 RIVER VIEW DR, ST CHARLES, IL 60175-5670 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000013800 |
|---|---|
| Date | Mar 17, 2020 |
| Instrument | 2020K013800 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Lending Institution |
| Address | LOMBARD, IL 60148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 4030 RIVER VIEW DR, ST CHARLES, IL 60175-5670 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000065159 |
|---|---|
| Date | Oct 28, 2020 |
| Instrument | 2020K065159 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.5% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 9, 2017 |
| Property Address | 4030 RIVER VIEW DR, ST CHARLES, IL 60175-5670 |
| Document Number | 0000023662 |
| Instrument Date | Apr 27, 2017 |
| Instrument | 23662 |
| Transaction Type | Foreclosure |
| Record Updated | May 24, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Tax | $0.00 |
|---|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 511 CARRIAGE WAY SOUTH ELGIN IL 601773292, SOUTH ELGIN, IL 60177-3292 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 9, 2017 |
| Property Address | 4030 RIVER VIEW DR, ST CHARLES, IL 60175-5670 |
| Document Number | 0000023661 |
| Map Reference | DOC2002K051816 |
| Instrument Date | Apr 26, 2017 |
| Instrument | 2017K023661 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $560.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 511 CARRIAGE WAY, 00000 |
| Document Number | 0000023663 |
|---|---|
| Date | May 9, 2017 |
| Instrument | 2017K023663 |
| Name | BBMC MORTGAGE LLC |
|---|---|
| Type | Government Agency |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Jun 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.75% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,317.00 (+19.83%) Homeowner's exemption | $240,657 (+8.49%) Land $66,687 Building $173,970 | $722,260 (+8.49%) Land $200,141 Building $522,119 |
| 2024 | $221,827 (+22.65%) Land $61,446 Building $160,381 | $665,747 (+22.7%) Land $184,412 Building $481,336 | |
| 2022 | $13,617.00 (+4.04%) Homeowner's exemption | $180,866 (+4.91%) Land $66,885 Building $113,981 | $542,598 (+4.91%) Land $200,655 Building $341,943 |
| 2021 | $13,088.00 Homeowner's exemption | $172,401 Land $63,755 Building $108,646 | $517,203 Land $191,265 Building $325,938 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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