Erie County and Buffalo City property record for 407 Willett St, Buffalo, NY 14206
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,399 sqft · built 1920 |
| Lot Size | 0.078 acres (3,390 sqft) |
| Owner | Company Name on Record |
| Last Sale | $95,000 (Jan 2022) |
| Tax Bill | $357 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Mar 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140200 123.35-4-19 |
| Primary APN | 140200 123.35-4-19 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,399 sqft Total Area |
| 1st Floor Area | 1,692 sqft |
| Upper Floors Area | 707 sqft |
| Attic | Attic |
| Attic Area | 707 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 3,390 sqft (0.078 acres) |
| Lot Dimensions | 113 ft deep x 30 ft wide |
| Porch | Slab |
| Porch Area | 60 sqft |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 10136700 |
|---|---|
| Street Address | 407 WILLETT ST |
| City | BUFFALO |
| State | NY |
| Zip | 14206-3234 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | N-3R |
| Legal Description | 459. N CLINTON |
| Legal Subdivision | BUFFALO CREEK RESERVATION |
| Legal Block | 4 |
| Legal Lot Number | 19.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | BUFFALO |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 16700 |
Source: Erie County and Buffalo City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1576 SWEET HOME RD, BUFFALO, NY 14228-2710 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 24, 2026 | Deed of Trust, Mortgage · Commercial Mortgage COMMERCIAL LENDER LLC |
| Mar 24, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Jan 26, 2022 | Warranty Deed, Transfer · Line of Credit CITIZENS BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 26, 2022 · Amount on Record |
| Deed Sale | Jan 26, 2022 · Amount on Record |
| Prior Sale | Feb 24, 2014 · Amount on Record |
| Deed Document Number | 202217104 |
| Deed Book / Page | 11395 / 1676 |
| Last Transfer Date | May 23, 2022 |
| Transfer Doc | 0114153648 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Apr 24, 2026 |
| Property Address | 407 WILLETT ST, BUFFALO, NY 14206-3234 |
| Document Number | 0141967822 |
| Book / Page | 14196 / 7822 |
| Instrument Date | Mar 18, 2026 |
| Instrument | 202677042 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SOURCEPOINT |
| Name | Verified Name |
|---|---|
| Address | 4742 67TH AVE N, PINELLAS PARK, FL 33781-5265 |
| Document Number | 0000077042, |
|---|---|
| Date | Apr 24, 2026 |
| Book Page | 14196/7822 |
| Instrument | 202677042 |
| Name | COMMERCIAL LENDER LLC |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Mar 24, 2023 |
| Property Address | 407 WILLETT ST, BUFFALO, NY 14206-3234 |
| Document Number | 0114153648 |
| Book / Page | 11415 / 3648 |
| Instrument Date | May 23, 2022 |
| Instrument | 2023051717 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1576 SWEETHORNE ROAD, AMHERST, NY 14228 |
| Name | Verified Name |
|---|---|
| Address | 1576 SWEETHORNE ROAD, AMHERST, NY 14228 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Jan 26, 2022 |
| Property Address | 407 WILLETT ST, BUFFALO, NY 14206-3234 |
| Document Number | 0113951676 |
| Book / Page | 11395 / 1676 |
| Map Reference | LB 307 PG 358 |
| Instrument Date | Jan 11, 2022 |
| Instrument | 2022017104 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $380.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3801 HOLLYWOOD BLVD # BLVD100A, 3801, HOLLYWOOD, FL 33021-6758 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 226 MADISON ST, HOBOKEN, NJ 07030-8210 |
| Document Number | 0140335975 |
|---|---|
| Date | Jan 26, 2022 |
| Instrument | 14033/5975 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Dec 7, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Number | 0140372799 |
|---|---|
| Date | Jan 26, 2022 |
| Book Page | 14037/2799 |
| Instrument | 2022017105 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
Source: Erie County and Buffalo City assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| Municipality | Buffalo City |
| Unified School District | Buffalo City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $357.00 (-69.59%) | ||
| 2025 | $1,174.00 (-13.93%) | $108,000 (+28.57%) Land $14,000 Building $94,000 | $108,000 (-20.93%) Land $14,000 Building $94,000 |
| 2024 | $1,364.00 (+212.84%) | $84,000 (-) Land $6,000 Building $78,000 | $136,585 (+13.82%) Land $9,756 Building $126,829 |
| 2023 | $436.00 | $84,000 (-) Land $6,000 Building $78,000 | $120,000 (+11.42%) Land $8,571 Building $111,429 |
| 2022 | $84,000 Land $6,000 Building $78,000 | $107,700 Land $7,693 Building $100,007 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1979–1984) |
| Most Recent Claim | Jan 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 690 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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