Merced County property record for 331 Ward Rd, Los Banos, CA 93635
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,786 sqft · built 1996 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $330,000 (Nov 2018) |
| Tax Bill | $4,326 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Sep 2020 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 428-090-009-000 |
| Primary APN | 428-090-009-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,786 sqft Living Area |
| Gross Area | 2,266 sqft |
| 1st Floor Area | 1,786 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 6,000 sqft (0.138 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 47 sqft |
| Patio Area | 47 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 428-090-009 |
|---|---|
| Street Address | 331 WARD RD |
| City | LOS BANOS |
| State | CA |
| Zip | 93635-5444 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | JO-LIN PK MAN 1 LOT 104 |
| Legal Subdivision | JO LIN PARK MANOR 01 |
| Legal Lot Number | 104 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | LOS BANOS |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 2306 |
Source: Merced County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 331 WARD RD, LOS BANOS, CA 93635-5444 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jan 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Sep 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ROUNDPOINT MORTGAGE SERVICING CORP |
| Nov 2, 2018 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE |
| Nov 2, 2018 | Grant Deed, Transfer · Conventional with PMI PARKSIDE LNDG |
| May 31, 2018 | Grant Deed, Transfer FIDELITY NATIONAL TITLE |
| Mar 9, 2018 | Trustee's Deed, Foreclosure |
| Jun 30, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 2018 · Amount on Record |
| Deed Sale | Nov 2, 2018 · Amount on Record |
| Prior Sale | May 31, 2018 · Amount on Record |
| Deed Document Number | 201834243 |
| Prior Transfer Date | Oct 26, 2018 |
| Prior Transfer Doc | 0000034244 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 331 WARD RD, LOS BANOS, CA 93635-5444 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 331 WARD RD, LOS BANOS, CA 93635-5444 |
| Document Number | 0000002292 |
|---|---|
| Date | Jan 11, 2022 |
| Instrument | 2022002292 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 331 WARD RD, LOS BANOS, CA 93635-5444 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 331 WARD RD, LOS BANOS, CA 93635-5444 |
| Document Number | 0000033049 |
|---|---|
| Date | Sep 17, 2020 |
| Instrument | 2020033049 |
| Name | ROUNDPOINT MORTGAGE SERVICING CORP |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Nov 2, 2018 |
| Property Address | 331 WARD RD, LOS BANOS, CA 93635-5444 |
| Document Number | 0000034244 |
| Instrument Date | Oct 31, 2018 |
| Instrument | 34244 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 331 WARD RD LOS BANOS CA 936355444, LOS BANOS, CA 93635-5444 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Nov 2, 2018 |
| Property Address | 331 WARD RD, LOS BANOS, CA 93635-5444 |
| Document Number | 0000034243 |
| Instrument Date | Jul 27, 2018 |
| Instrument | 34243 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $363.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 331 WARD RD LOS BANOS CA 936355444, LOS BANOS, CA 93635-5444 |
| Document Number | 34245 |
|---|---|
| Date | Nov 2, 2018 |
| Instrument | 34245 |
| Name | PARKSIDE LNDG |
|---|---|
| Address | SAN FRANCISCO, CA 94103 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | May 31, 2018 |
| Property Address | 331 WARD RD, LOS BANOS, CA 93635-5444 |
| Document Number | 0000016259 |
| Instrument Date | May 24, 2018 |
| Instrument | 16259 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $278.30 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7291 MONTEREY ST GILROY CA 950206921, GILROY, CA 95020-6921 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Mar 9, 2018 |
| Property Address | 331 WARD RD, LOS BANOS, CA 93635-5444 |
| Document Number | 0000006928 |
| Instrument Date | Mar 6, 2018 |
| Instrument | 6928 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 28, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $313.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jun 30, 2017 |
| Property Address | 331 WARD RD, LOS BANOS, CA 93635-5444 |
| Document Number | 0000020906 |
| Instrument Date | Feb 2, 2016 |
| Instrument | 20906 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 331 WARD RD LOS BANOS CA 936355444, LOS BANOS, CA 93635-5444 |
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Los Banos City |
| Unified School District | Los Banos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $375,475 (+2%) Land $96,712 Building $278,763 | |
| 2025 | $4,326.00 (+4.87%) | $368,114 (+4.04%) Land $94,816 Building $273,298 |
| 2023 | $4,125.00 (+1.83%) | $353,822 Land $91,135 Building $262,687 |
| 2022 | $4,051.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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