407 State St, Tracy, MN 56175 Property Records

Lyon County property record for 407 State St, Tracy, MN 56175 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	built 1969
Lot Size	0.268 acres (11,695 sqft)
Owner	Individual Name on File
Last Sale	$64,000 (Jun 2018)
Tax Bill	$3,106 (2026)
Deeds & Mortgages	Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-164004-0`

Property Details

APN / Parcel Number

Primary APN	`31-164004-0`

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Lot Area	11,695 sqft (0.268 acres)

Location & Zoning

Street Address	407 STATE ST
City	TRACY
State	MN
Zip	56175-1538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	O'BRIEN 2ND ADDITION 01010001
Legal Subdivision	O'BRIEN 2ND ADDITION
Legal Block	1
Legal Lot Number	5
Jurisdiction	LYON MN
Township / Civil Division	TRACY
Census Block Group	3
Census Block	3024
Census Tract	360700

Owner

Source: Lyon County records · APN 31-164004-0

Assessment roll updated September 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	407 STATE ST, TRACY, MN 56175-1538
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 27, 2018 · Amount on Record
Deed Sale	Jun 27, 2018 · Amount on Record
Record Updated	Sep 20, 2026

July 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LYON MN
Recording Date	Jul 06, 2018
Property Address	407 STATE ST, TRACY, MN 56175-1538
Document Number	ER06137
Instrument Date	Jun 27, 2018
Instrument	ER06137
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	DRI TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 STATE ST, TRACY, MN 56175-1538

Mortgage

Document Number	ER06138
Date	Jul 06, 2018
Instrument	ER06138

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2048

Tax Assessment & Valuation

Source: Lyon County records · Assessment roll updated September 2, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lyon County
Municipality	Tracy City
Unified School District	Tracy Area Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,106.00 (+8.83%)
2025		$155,100 (+12.39%) Land $10,000 Building $145,100	$155,100 (+12.39%) Land $10,000 Building $145,100
2023	$2,854.00	$138,000 Land $8,600 Building $129,400	$138,000 Land $8,600 Building $129,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lyon County (27083C), updated May 23, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 96 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130
Midcontinent Communications	Fixed Wireless	100 / 20

May also be available at this address: Clarity Telecom. Availability varies by address; speeds are provider-advertised maximums, not measured.