401 State St, Tracy, MN 56175 Property Records

Lyon County property record for 401 State St, Tracy, MN 56175 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	built 1973
Lot Size	0.254 acres (11,082 sqft)
Owner	2 Individual Names on File
Last Sale	$94,900 (Nov 2020)
Tax Bill	$2,510 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-146013-0`

Property Details

APN / Parcel Number

Primary APN	`31-146013-0`

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	11,082 sqft (0.254 acres)

Location & Zoning

Street Address	401 STATE ST
City	TRACY
State	MN
Zip	56175-1538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNRISE ADDITION 01010001
Legal Subdivision	SUNRISE ADDITION
Legal Block	2
Legal Lot Number	5
Jurisdiction	LYON MN
Township / Civil Division	TRACY
Census Block Group	3
Census Block	3024
Census Tract	360700

Owner

Source: Lyon County records · APN 31-146013-0

Assessment roll updated September 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	401 STATE ST, TRACY, MN 56175-1538
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 23, 2020 · Amount on Record
Deed Sale	Nov 23, 2020 · Amount on Record
Deed Document Number	20209957
Record Updated	Sep 20, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LYON MN
Recording Date	Nov 23, 2020
Property Address	401 STATE ST, TRACY, MN 56175-1538
Document Number	09957
Instrument Date	Nov 20, 2020
Instrument	09957
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	LYON COUNTY ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$313.17
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	401 STATE ST, TRACY, MN 56175-1538

Mortgage

Document Number	09958
Date	Nov 23, 2020
Instrument	09958

Lender

Name	FIRST INDEPENDENT BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lyon County records · Assessment roll updated September 2, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lyon County
Municipality	Tracy City
Unified School District	Tracy Area Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,510.00 (+21.02%)
2025		$142,500 (+22.84%) Land $8,800 Building $133,700	$142,500 (+22.84%) Land $8,800 Building $133,700
2023	$2,074.00	$116,000 Land $8,400 Building $107,600	$116,000 Land $8,400 Building $107,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lyon County (27083C), updated May 23, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.