261 State St, Tracy, MN 56175 Property Records

Lyon County property record for 261 State St, Tracy, MN 56175

Property Summary

Property Type	Single Family Home
Details	built 1948
Lot Size	0.218 acres (9,527 sqft)
Owner	Individual Name on Record
Last Sale	$113,000 (Dec 2023)
Tax Bill	$838 (2026)
Deeds & Mortgages	Dec 2023 Mortgage Jul 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`31-134013-0`

Property Details

APN / Parcel Number

Primary APN	`31-134013-0`

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Lot Area	9,527 sqft (0.218 acres)

Location & Zoning

Street Address	261 STATE ST
City	TRACY
State	MN
Zip	56175-1516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W.O. LICHTY'S 2ND ADDITION 01010001
Legal Subdivision	W.O. LICHTY'S 2ND ADDITION
Legal Block	3
Legal Lot Number	15
Jurisdiction	LYON MN
Township / Civil Division	TRACY
Census Block Group	3
Census Block	3019
Census Tract	360700

Owner

Source: Lyon County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	261 STATE ST, TRACY, MN 56175-1516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2023	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Jul 28, 2023	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2023 · Amount on Record
Deed Sale	Dec 1, 2023 · Amount on Record
Prior Sale	Jul 28, 2023 · Amount on Record
Deed Document Number	202316886
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON MN
Property Address	261 STATE ST, TRACY, MN 56175-1516
Transaction Type	Mortgage
Record Updated	Dec 20, 2023
Title Company	BV ABSTRACT AND TITLE, ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016887
Date	Dec 1, 2023
Instrument	16887

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LYON MN
Recording Date	Jul 28, 2023
Property Address	261 STATE ST, TRACY, MN 56175-1516
Document Number	0000227244
Instrument Date	Jul 24, 2023
Instrument	227244
Transaction Type	Transfer
Record Updated	Sep 7, 2023

Transaction

Amount	Amount Recorded
Tax	$148.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	687 2ND ST, TRACY, MN 56175-1209

Tax Assessment & Valuation

Source: Lyon County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lyon County
Municipality	Tracy City
Unified School District	Tracy Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$838.00 (+6.89%)	$63,900 (+3.4%) Land $5,600 Building $58,300	$63,900 (+3.4%) Land $5,600 Building $58,300
2025	$784.00 (-32.99%)	$61,800 (+6.92%) Land $5,600 Building $56,200	$61,800 (+6.92%) Land $5,600 Building $56,200
2023	$1,170.00	$57,800 Land $4,500 Building $53,300	$57,800 Land $4,500 Building $53,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Tracy serves 2,154 people · EPA ID MN1420010
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

May also be available: Bluepeak.

Nearby Properties on State St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures