407 Shady Ln, Ojai, CA 93023 Property Records

Ventura County property record for 407 Shady Ln, Ojai, CA 93023

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,180 sqft · built 1951
Lot Size	0.201 acres (8,773 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,900 (2025)
Deeds & Mortgages	Jul 2021 Reverse Mortgage Mar 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`022-0-120-185`

Property Details

APN / Parcel Number

Primary APN	`022-0-120-185`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,180 sqft Living Area
1st Floor Area	1,180 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Lot Area	8,773 sqft (0.201 acres)
Lot Dimensions	146 ft deep x 60 ft wide
Garage Area	242 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	80 sqft

Location & Zoning

Street Address	407 SHADY LN
City	OJAI
State	CA
Zip	93023-2953
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT: 56 REF: 018MR 078
Legal Subdivision	MCMILLAN MANOR #13
Legal Block	120
Legal Lot Number	56
Jurisdiction	VENTURA CA
Township / Civil Division	OJAI-MIRA MONTE
Census Block Group	5
Census Block	5004
Census Tract	903

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	407 SHADY LN, OJAI, CA 93023-2953
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2021	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Mar 3, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Mar 3, 2020	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA REVERSE
Feb 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 24, 2010
Transfer Doc	0000103212
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	407 SHADY LN, OJAI, CA 93023-2953
Transaction Type	Mortgage
Record Updated	Jul 15, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 SHADY LN, OJAI, CA 93023-2953

Mortgage

Document Number	0000126165
Date	Jul 1, 2021
Instrument	20210701-00126165

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	407 SHADY LN, OJAI, CA 93023-2953
Document Number	0000035469
Instrument Date	Mar 3, 2020
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	407 SHADY LN OJAI CA 930232953, OJAI, CA 93023-2953

Mortgage

Document Number	0000035469
Date	Mar 10, 2020
Instrument	35469

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	948 Months
Due	Mar 9, 2099

Interest

Rate Type	Adjustable Rate
Rate	3.38%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	407 SHADY LN, OJAI, CA 93023-2953
Document Number	0000035468
Instrument Date	Mar 3, 2020
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	407 SHADY LN OJAI CA 930232953, OJAI, CA 93023-2953

Mortgage

Document Number	0000035468
Date	Mar 10, 2020
Instrument	35468

Lender

Name	FINANCE OF AMERICA REVERSE
Address	TULSA, OK 74133

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	948 Months
Due	Mar 9, 2099

Interest

Rate Type	Adjustable Rate
Rate	3.38%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	407 SHADY LN, OJAI, CA 93023-2953
Document Number	0000014258
Instrument Date	Feb 7, 2019
Transaction Type	Mortgage
Record Updated	Mar 4, 2019
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	407 SHADY LN OJAI CA 930232953, OJAI, CA 93023-2953

Mortgage

Document Number	0000014258
Date	Feb 14, 2019
Instrument	14258

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2049

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	407 SHADY LN, OJAI, CA 93023-2953
Document Number	0000043708
Instrument Date	Mar 25, 2017
Transaction Type	Mortgage
Record Updated	Apr 12, 2017
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	407 SHADY LN OJAI CA 930232953, OJAI, CA 93023-2953

Mortgage

Document Number	0000043708
Date	Mar 31, 2017
Instrument	43708

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2047

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Ojai City
Unified School District	Ojai Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$52,391 (+2%) Land $18,696 Building $33,695
2025	$1,900.00 (+2.81%) Homeowner's exemption	$51,364 (+4.04%) Land $18,329 Building $33,035
2024	$1,848.00 (+3.13%)
2023	$1,792.00 (-0.33%) Homeowner's exemption	$49,370 Land $17,617 Building $31,753
2022	$1,798.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OJAI WATER SYSTEM private · serves 6,801 people · EPA ID CA5610014
Water Source	Purchased surface water from CASITAS MUNICIPAL WATER DIST
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, Verizon.

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