407 S McLean St, Bloomington, IL 61701 Property Records

McLean County property record for 407 S McLean St, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,240 sqft · built 1920
Lot Size	0.159 acres (6,938 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Mar 2022)
Tax Bill	$2,292 (2024)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Mar 2022 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`21-04-458-014`

Property Details

APN / Parcel Number

Primary APN	`21-04-458-014`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,240 sqft Living Area
Gross Area	1,550 sqft
1st Floor Area	620 sqft
Basement Area	310 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Foundation Type	Brick
Roof Material	Asphalt
Lot Area	6,938 sqft (0.159 acres)
Lot Dimensions	120 ft deep x 58 ft wide
View / Lot	Lake Front
Porch	Open Frame Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	407 S MCLEAN ST
City	BLOOMINGTON
State	IL
Zip	61701-5332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3B
Legal Description	JOHN NICCOLLS & COS ADD LOT 12 BLK 5
Legal Range	02E
Legal Township	23N
Legal Section	04
Legal Subdivision	JOHN NICCOLLS & COS ADD
Legal Block	5
Legal Lot Number	12
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2043
Census Tract	1600

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	407 S MCLEAN ST, BLOOMINGTON, IL 61701-5332
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Warranty Deed, Transfer · VA Mortgage FIRST STATE MORTGAGE SERVICES LLC
Mar 10, 2022	Public Action, Foreclosure · Stand-Alone Second Mortgage ILLINOIS HOUSING DEVELOPMENT AUTHOR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2022 · Amount on Record
Deed Sale	Mar 10, 2022 · Amount on Record
Deed Document Number	20224597
Prior Transfer Date	Feb 14, 2022
Prior Transfer Doc	0000004596
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 10, 2022
Property Address	407 S MCLEAN ST, BLOOMINGTON, IL 61701-5332
Document Number	202200004597
Instrument Date	Feb 28, 2022
Instrument	2022-00004597
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$110.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	407 S MCLEAN ST, BLOOMINGTON, IL 61701-5332

Mortgage

Document Number	202200004598
Date	Mar 10, 2022
Instrument	2022-00004598

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.75%

March 2022: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	MCLEAN IL
Recording Date	Mar 10, 2022
Property Address	407 S MCLEAN ST, BLOOMINGTON, IL 61701-5332
Document Number	202200004596
Instrument Date	Feb 9, 2022
Instrument	2022-00004596
Transaction Type	Foreclosure
Record Updated	Sep 25, 2023
Title Company	MCLEAN COUNTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 S JOSEPHINE ST, ATLANTA, IL 61723-8965
Investor	Possibly a Property Investor

Mortgage

Document Number	202200004599
Date	Mar 10, 2022
Instrument	2022-00004599

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHOR
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$36,865 (+22.27%) Land $10,286 Building $26,579	$110,595 (+22.27%) Land $30,858 Building $79,737
2024	$2,292.00 (+13.58%)
2023	$2,018.00 (-15.49%)	$30,150 (+7.26%) Land $8,413 Building $21,737	$90,450 (+7.26%) Land $25,239 Building $65,211
2022	$2,388.00	$28,109 Land $7,843 Building $20,266	$84,327 Land $23,529 Building $60,798

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Aug 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Pavlov Media, T-Mobile, Watch TV.

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