403 S McLean St, Bloomington, IL 61701 Property Records

McLean County property record for 403 S McLean St, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,240 sqft · built 1920
Lot Size	0.159 acres (6,938 sqft)
Owner	Individual Name on Record
Last Sale	$37,000 (Mar 2019)
Tax Bill	$3,010 (2024)
Deeds & Mortgages	Jan 2026 Transfer Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-04-458-012`

Property Details

APN / Parcel Number

Primary APN	`21-04-458-012`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,240 sqft Living Area
Gross Area	1,372 sqft
1st Floor Area	620 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	6,938 sqft (0.159 acres)
Lot Dimensions	120 ft deep x 58 ft wide
View / Lot	Lake Front
Garage Type	Detached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	403 S MCLEAN ST
City	BLOOMINGTON
State	IL
Zip	61701-5332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3B
Legal Description	JOHN NICCOLLS & COS ADD LOT 2 BLK 5
Legal Range	02E
Legal Township	23N
Legal Section	04
Legal Subdivision	JOHN NICCOLLS & COS ADD
Legal Block	5
Legal Lot Number	2
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2043
Census Tract	1600

Owner

Source: McLean County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	403 S MCLEAN ST, BLOOMINGTON, IL 61701-5332
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 22, 2019	Quit Claim Deed, Transfer · Commercial Mortgage FIRST FARMERS STATE BANK
Mar 12, 2019	Warranty Deed, Transfer MCLEAN COUNTY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2019 · Amount on Record
Deed Sale	Mar 12, 2019 · Amount on Record
Deed Document Number	20193573
Last Transfer Date	Dec 10, 2025
Transfer Doc	0000001021
Record Updated	Sep 20, 2026

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLEAN IL
Recording Date	Jan 21, 2026
Property Address	403 S MCLEAN ST, BLOOMINGTON, IL 61701-5332
Document Number	202600001021
Instrument Date	Dec 14, 2025
Instrument	2026-00001021
Transaction Type	Transfer
Record Updated	Jan 30, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 S MCLEAN ST, BLOOMINGTON, IL 61701-5332
Investor	Possibly a Property Investor

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 22, 2019
Property Address	403 S MCLEAN ST, BLOOMINGTON, IL 61701-5332
Document Number	201900005812
Instrument Date	Apr 12, 2019
Instrument	2019-00005812
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 S MCLEAN ST, BLOOMINGTON, IL 61701-5332

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	201900005813
Date	Apr 22, 2019
Instrument	2019-00005813

Lender

Name	FIRST FARMERS STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 12, 2039

Interest

Rate Type	Adjustable Rate

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 12, 2019
Property Address	403 S MCLEAN ST, BLOOMINGTON, IL 61701-5332
Document Number	201900003573
Instrument Date	Feb 27, 2019
Instrument	2019-00003573
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount Recorded
Tax	$55.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 S MCLEAN ST, BLOOMINGTON, IL 61701-5332

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$39,934 (+7.56%) Land $11,013 Building $28,921	$119,802 (+7.56%) Land $33,039 Building $86,763
2024	$3,010.00 (+10.3%)	$37,126 (+13.67%) Land $10,239 Building $26,887	$111,378 (+13.67%) Land $30,717 Building $80,661
2023	$2,729.00 (+5.49%)	$32,660 (+7.26%) Land $9,007 Building $23,653	$97,980 (+7.26%) Land $27,021 Building $70,959
2022	$2,587.00	$30,449 Land $8,397 Building $22,052	$91,347 Land $25,191 Building $66,156

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Aug 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Pavlov Media, T-Mobile, Watch TV.

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