401 S McLean St, Bloomington, IL 61701 Property Records

McLean County property record for 401 S McLean St, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,372 sqft · built 1920
Lot Size	0.239 acres (10,407 sqft)
Owner	2 Individuals on Record
Last Sale	$245,000 (Apr 2026)
Tax Bill	$2,490 (2024)
Deeds & Mortgages	Dec 2017 Mortgage Sep 2008 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`21-04-458-015`

Property Details

APN / Parcel Number

Primary APN	`21-04-458-015`
Alternative APN	`2104458011`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,372 sqft Living Area
Gross Area	1,772 sqft
1st Floor Area	1,372 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	10,407 sqft (0.239 acres)
Lot Dimensions	150 ft deep x 58 ft wide
View / Lot	Lake Front
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Screened Porch
Deck Area	50 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	2104458011
Street Address	401 S MCLEAN ST
City	BLOOMINGTON
State	IL
Zip	61701-5332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3B
Legal Description	JOHN NICCOLLS & COS ADD LOT 1 & E1/2 LOT 3 BLK 5
Legal Range	02E
Legal Township	23N
Legal Section	04
Legal Subdivision	JOHN NICCOLLS & COS ADD
Legal Block	5
Legal Lot Number	1,3
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2043
Census Tract	1600

Owner

Source: McLean County assessment roll, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	401 S MCLEAN ST, BLOOMINGTON, IL 61701-5332
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST FARMERS STATE BANK
Sep 5, 2008	Deed of Trust, Mortgage HERGET BANK NA
Jan 3, 2011	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Apr 17, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
Sep 9, 2021	Transfer on Death Deed, Transfer
Jul 3, 2019	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2026 · Amount on Record
Deed Sale	Apr 17, 2026 · Amount on Record
Deed Document Number	20265147
Prior Transfer Date	Aug 12, 2021
Prior Transfer Doc	0000021838
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	401 S MCLEAN ST, BLOOMINGTON, IL 61701-5332
Transaction Type	Mortgage
Record Updated	May 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700021714
Date	Dec 6, 2017
Instrument	2017-00021714

Lender

Name	FIRST FARMERS STATE BANK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2032

Interest

Rate	3.62%

September 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	401 S MCLEAN ST, BLOOMINGTON, IL 61701-5332
Transaction Type	Mortgage
Record Updated	May 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200800024316
Date	Sep 5, 2008
Instrument	2008-00024316

Lender

Name	HERGET BANK NA
Type	Bank
Address	PEKIN, IL 61554

Agreement

Amount	Amount Recorded
Term	119 Months
Due	Aug 18, 2018

January 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	401 S MCLEAN ST, BLOOMINGTON, IL 61701-5332
Transaction Type	Mortgage
Record Updated	May 1, 2026
Title Company	MULTIPLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201100000012
Date	Jan 3, 2011
Instrument	2011-00000012

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 17, 2026
Property Address	401 S MCLEAN ST, BLOOMINGTON, IL 61701-5332
Document Number	202600005147
Instrument Date	Mar 9, 2026
Instrument	20265147
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37,117.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	401 S MCLEAN ST, BLOOMINGTON, IL 61701-5332

Mortgage

Document Number	0000005148,
Date	Apr 17, 2026
Instrument	20265148

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 9, 2021
Property Address	401 S MCLEAN ST, BLOOMINGTON, IL 61701-5332
Document Number	202100021838
Instrument Date	Aug 12, 2021
Instrument	2021-00021838
Transaction Type	Transfer
Record Updated	Sep 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 S MCLEAN ST, BLOOMINGTON, IL 61701-5332

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Jul 3, 2019
Property Address	401 S MCLEAN ST, BLOOMINGTON, IL 61701-5332
Document Number	201900010112
Instrument Date	Jun 28, 2019
Instrument	2019-00010112
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	401 S MCLEAN ST, BLOOMINGTON, IL 61701-5332

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$44,877 (+22.27%) Land $12,232 Building $32,645	$134,631 (+22.27%) Land $36,696 Building $97,935
2024	$2,490.00 (+15.92%)
2023	$2,148.00 (+8.87%)	$36,702 (+7.26%) Land $10,004 Building $26,698	$110,106 (+7.26%) Land $30,012 Building $80,094
2022	$1,973.00	$34,218 Land $9,327 Building $24,891	$102,654 Land $27,981 Building $74,673

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Aug 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Pavlov Media, T-Mobile, Watch TV.

Nearby Properties on S McLean St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures