407 River Downs Blvd, Murfreesboro, TN 37128 Property Records

Rutherford County property record for 407 River Downs Blvd, Murfreesboro, TN 37128

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,523 sqft · built 2013
Lot Size	0.393 acres (17,126 sqft)
Owner	Company Name on Record
Last Sale	$332,040 (Jan 2014)
Tax Bill	$4,080 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`124D-A-049.00-000`

Property Details

APN / Parcel Number

Primary APN	`124D-A-049.00-000`
Alternative APNs	`124D A 04900` `R0106876`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	3,523 sqft Living Area
1st Floor Area	5,845 sqft
Upper Floors Area	1,201 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2015
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	17,126 sqft (0.393 acres)
Lot Dimensions	140 ft deep x 98.9 ft wide
Garage Type	Attached
Garage Area	1,344 sqft
Porch	Slab
Patio Area	160 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R0106876
Street Address	407 RIVER DOWNS BLVD
City	MURFREESBORO
State	TN
Zip	37128-6078
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 RIVER DOWNS ANNEX SEC 1 PB 36 PG 279 SPLIT OFF 124-8.03 FOR 13 98.87 X 140.23 IRR
Legal Subdivision	RIVER DOWNS ANNEX SEC 1
Legal Lot Number	14
Jurisdiction	RUTHERFORD TN
Township / Civil Division	7
Census Block Group	1
Census Block	1019
Census Tract	40911

Owner

Source: Rutherford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	407 RIVER DOWNS BLVD, MURFREESBORO, TN 37128-6078
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2023	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Jan 16, 2020	Quit Claim Deed, Transfer FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2014 · Amount on Record
Deed Sale	Jan 23, 2014 · Amount on Record
Prior Sale	Jul 10, 2013 · Amount on Record
Deed Book / Page	1272 / 3838
Last Transfer Date	Aug 22, 2024
Transfer Doc	0002559573
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	407 RIVER DOWNS BLVD, MURFREESBORO, TN 37128-6078
Transaction Type	Mortgage
Record Updated	Feb 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 RIVER DOWNS BLVD, MURFREESBORO, TN 37128-6078

Mortgage

Document Number	0023122597
Date	Jan 17, 2023
Book Page	2312/2597
Instrument	2479993

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Jan 16, 2020
Property Address	407 RIVER DOWNS BLVD, MURFREESBORO, TN 37128-6078
Document Number	RB18581417
Book / Page	001858 / 001417
Instrument Date	Jan 8, 2020
Instrument	2252306
Transaction Type	Transfer
Record Updated	Feb 13, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 RIVER DOWNS BLVD MURFREESBORO TN 371286078, MURFREESBORO, TN 37128-6078

Mortgage

Document Number	RB18581422
Date	Jan 16, 2020
Book Page	001858/001422
Instrument	2252307

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2050

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Municipality	Murfreesboro City
Elementary School District	Murfreesboro City School District (PK - 06)
Secondary School District	Rutherford County School District in Murfreesboro (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$169,000 (+17.16%) Land $32,500 Building $136,500	$676,000 (+17.16%) Land $130,000 Building $546,000
2025	$4,080.00	$144,250 (-) Land $18,750 Building $125,500
2023	$4,080.00	$144,250 Land $18,750 Building $125,500	$577,000 (-) Land $75,000 Building $502,000
2022			$577,000 Land $75,000 Building $502,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Google Fiber, Verizon.

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