411 River Downs Blvd, Murfreesboro, TN 37128 Property Records

Rutherford County property record for 411 River Downs Blvd, Murfreesboro, TN 37128

Property Summary

Property Type	Single Family Home
Details	3,028 sqft · built 2013
Lot Size	0.609 acres (26,547 sqft)
Owner	2 Individual Names on Record
Last Sale	$278,985 (Dec 2013)
Tax Bill	$3,488 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`124D-A-050.00-000`

Property Details

APN / Parcel Number

Primary APN	`124D-A-050.00-000`
Alternative APNs	`124D A 05000` `R0106877`

Interior

Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	3,028 sqft Living Area
1st Floor Area	4,944 sqft
Upper Floors Area	1,594 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2015
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	26,547 sqft (0.609 acres)
Lot Dimensions	200 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	1,006 sqft
Porch	Slab
Patio Area	200 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R0106877
Street Address	411 RIVER DOWNS BLVD
City	MURFREESBORO
State	TN
Zip	37128-6078
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 RIVER DOWNS ANNEX SEC 1 PB 36 PG 279 SPLIT OFF 124-8.03 FOR 13 54.99 X 200.71 IRR
Legal Subdivision	RIVER DOWNS ANNEX SEC 1
Legal Lot Number	15
Jurisdiction	RUTHERFORD TN
Township / Civil Division	7
Census Block Group	1
Census Block	1019
Census Tract	40911

Owner

Source: Rutherford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	411 RIVER DOWNS BLVD, MURFREESBORO, TN 37128-6078
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Her Husband

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2013 · Amount on Record
Deed Sale	Dec 20, 2013 · Amount on Record
Prior Sale	Jul 10, 2013 · Amount on Record
Deed Book / Page	1267 / 2539
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	411 RIVER DOWNS BLVD, MURFREESBORO, TN 37128-6078
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20563303
Date	Mar 24, 2021
Book Page	2056/3303
Instrument	2349373

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	411 RIVER DOWNS BLVD, MURFREESBORO, TN 37128-6078
Document Number	RB15551251
Book / Page	001555 / 001251
Instrument Date	Feb 17, 2017
Transaction Type	Mortgage
Record Updated	Mar 21, 2017
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	411 RIVER DOWNS BLVD MURFREESBORO TN 371286078, MURFREESBORO, TN 37128-6078

Mortgage

Document Number	RB15551251
Date	Mar 16, 2017
Book Page	001555/001251
Instrument	2073719

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 15, 2032

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Municipality	Murfreesboro City
Elementary School District	Murfreesboro City School District (PK - 06)
Secondary School District	Rutherford County School District in Murfreesboro (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$144,150 (+16.91%) Land $32,500 Building $111,650	$576,600 (+16.91%) Land $130,000 Building $446,600
2025	$3,488.00	$123,300 (-) Land $18,750 Building $104,550
2023	$3,488.00	$123,300 Land $18,750 Building $104,550	$493,200 (-) Land $75,000 Building $418,200
2022			$493,200 Land $75,000 Building $418,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Google Fiber, Verizon.

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