318 River Downs Blvd, Murfreesboro, TN 37128 Property Records

Rutherford County property record for 318 River Downs Blvd, Murfreesboro, TN 37128

Property Summary

Property Type	Single Family Home
Details	1,943 sqft · built 2013
Lot Size	0.256 acres (11,145 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (Jul 2026)
Tax Bill	$2,756 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2021 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`124D-A-066.00-000`

Property Details

APN / Parcel Number

Primary APN	`124D-A-066.00-000`
Alternative APNs	`124D A 06600` `R0106893`

Interior

Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,943 sqft Living Area
1st Floor Area	1,943 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2015
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	11,145 sqft (0.256 acres)
Lot Dimensions	130 ft deep x 81.3 ft wide
Garage Type	Attached
Garage Area	478 sqft
Porch	Slab

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R0106893
Street Address	318 RIVER DOWNS BLVD
City	MURFREESBORO
State	TN
Zip	37128-5772
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 30 RIVER DOWNS ANNEX SEC 1 PB 36 PG 279 SPLIT OFF 124-8.03 FOR 13 81.27 X 130 IRR
Legal Subdivision	RIVER DOWNS ANNEX SEC 1
Legal Lot Number	30
Jurisdiction	RUTHERFORD TN
Township / Civil Division	7
Census Block Group	1
Census Block	1022
Census Tract	40911

Owner

Source: Rutherford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	318 RIVER DOWNS BLVD, MURFREESBORO, TN 37128-5772
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Warranty Deed, Transfer · Conventional Mortgage LENDING HAND MORTGAGE
Aug 30, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Dec 21, 2021	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 30, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 29, 2021	Warranty Deed, Transfer OS NATIONAL LLC
Mar 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Mar 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage REDSTONE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2026 · Amount on Record
Deed Sale	Jul 16, 2026 · Amount on Record
Prior Sale	Dec 21, 2021 · Amount on Record
Deed Document Number	20262659434
Deed Book / Page	2664 / 1993
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Jul 16, 2026
Property Address	318 RIVER DOWNS BLVD, MURFREESBORO, TN 37128-5772
Document Number	0002659434
Book / Page	2664 / 1993
Instrument Date	Jul 14, 2026
Instrument	20262659434
Transaction Type	Transfer
Record Updated	Jul 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$173,770.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 RIVER DOWNS BLVD, MURFREESBORO, TN 37128-5772

Mortgage

Document Number	0000059435,
Date	Jul 16, 2026
Instrument	202659435

Lender

Name	LENDING HAND MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	318 RIVER DOWNS BLVD, MURFREESBORO, TN 37128-5772
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021321991
Date	Aug 30, 2021
Book Page	2132/1991
Instrument	2386732

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Dec 21, 2021
Property Address	318 RIVER DOWNS BLVD, MURFREESBORO, TN 37128-5772
Document Number	0021853191
Book / Page	2185 / 3191
Map Reference	MB 36 PG 279
Instrument Date	Dec 17, 2021
Instrument	2412965
Transaction Type	Transfer
Record Updated	Feb 24, 2022
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,591.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 RIVER DOWNS BLVD, MURFREESBORO, TN 37128-5772

Mortgage

Document Number	0021853196
Date	Dec 21, 2021
Instrument	2185-3196

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	318 RIVER DOWNS BLVD, MURFREESBORO, TN 37128-5772
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21321991
Date	Aug 30, 2021
Book Page	2132/1991
Instrument	2386732

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Sep 29, 2021
Property Address	318 RIVER DOWNS BLVD, MURFREESBORO, TN 37128-5772
Document Number	0021472713
Book / Page	2147 / 2713
Map Reference	MB 36 PG 279
Instrument Date	Sep 28, 2021
Instrument	2394225
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$1,398.23
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	318 RIVER DOWNS BLVD, MURFREESBORO, TN 37128-5772
Document Number	RB17651947
Instrument Date	Mar 21, 2019
Transaction Type	Mortgage
Record Updated	May 7, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 RIVER DOWNS BLVD MURFREESBORO TN 371285772, MURFREESBORO, TN 37128-5772

Mortgage

Document Number	RB17651947
Date	Apr 22, 2019
Book Page	001765/001947
Instrument	2201480

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2049

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	318 RIVER DOWNS BLVD, MURFREESBORO, TN 37128-5772
Document Number	RB16602545
Instrument Date	Mar 22, 2018
Transaction Type	Mortgage
Record Updated	Apr 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 RIVER DOWNS BLVD MURFREESBORO TN 371285772, MURFREESBORO, TN 37128-5772

Mortgage

Document Number	RB16602545
Date	Mar 28, 2018
Book Page	001660/002545
Instrument	2137887

Lender

Name	REDSTONE FCU
Type	Credit Union
Address	HUNTSVILLE, AL 35893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2048

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Municipality	Murfreesboro City
Elementary School District	Murfreesboro City School District (PK - 06)
Secondary School District	Rutherford County School District in Murfreesboro (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$116,575 (+19.63%) Land $32,500 Building $84,075	$466,300 (+19.63%) Land $130,000 Building $336,300
2025	$2,756.00	$97,450 (-) Land $18,750 Building $78,700
2023	$2,756.00	$97,450 Land $18,750 Building $78,700	$389,800 (-) Land $75,000 Building $314,800
2022			$389,800 Land $75,000 Building $314,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Google Fiber.

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