Morgan County property record for 407 Ray St, Brush, CO 80723
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,622 sqft · built 1955 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $344,000 (Jan 2023) |
| Tax Bill | $2,168 (2025) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 1231-031-28-007 |
| Primary APN | 1231-031-28-007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,622 sqft Total Area |
| 1st Floor Area | 1,278 sqft |
| Basement Area | 1,278 sqft |
| Finished Basement | 1,178 sqft |
| Unfinished Basement | 100 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,600 sqft (0.152 acres) |
| Lot Dimensions | 110 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 66 sqft |
| Patio Area | 600 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 407 RAY ST |
|---|---|
| City | BRUSH |
| State | CO |
| Zip | 80723-2425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD RAY SECOND ADD BR BLOCK 02 LOT 07 |
| Legal Subdivision | RAY SECOND ADD |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | MORGAN CO |
| Township / Civil Division | BRUSH |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 700 |
Source: Morgan County records, as of March 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 407 RAY ST, BRUSH, CO 80723-2425 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 18, 2023 | Special Warranty Deed, Transfer · FHA Mortgage SYNERGY ONE LENDING |
| Mar 22, 2021 | Deed of Trust, Mortgage · FHA Mortgage RESIDENTIAL MORTGAGE SOLUTIONS INC |
| Apr 2, 2020 | Grant Deed, Transfer · FHA Mortgage AMERICAN FINANCING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 18, 2023 · Amount on Record |
| Deed Sale | Jan 18, 2023 · Amount on Record |
| Prior Sale | Apr 2, 2020 · Amount on Record |
| Deed Document Number | 2023944608 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MORGAN CO |
| Recording Date | Jan 18, 2023 |
| Property Address | 407 RAY ST, BRUSH, CO 80723-2425 |
| Document Number | 0000944608 |
| Instrument Date | Jan 17, 2023 |
| Instrument | 944608 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2023 |
| Title Company | EQUITY TITLE OF COLORADO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $34.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 RAY ST, BRUSH, CO 80723-2425 |
| Document Number | 0000944609 |
|---|---|
| Date | Jan 18, 2023 |
| Instrument | 944609 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Number | 0000944610 |
|---|---|
| Date | Jan 18, 2023 |
| Instrument | 944610 |
| Name | COLORADO HOUSING & FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | DENVER, CO 80202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN CO |
| Property Address | 407 RAY ST, BRUSH, CO 80723-2425 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2021 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000931584 |
|---|---|
| Date | Mar 22, 2021 |
| Instrument | 931584 |
| Name | RESIDENTIAL MORTGAGE SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLE RIVER, MD 21220 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MORGAN CO |
| Recording Date | Apr 2, 2020 |
| Property Address | 407 RAY ST, BRUSH, CO 80723-2425 |
| Document Number | 0000924435 |
| Instrument Date | Mar 25, 2020 |
| Instrument | 924435 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2020 |
| Title Company | EQUITY TITLE/COMPANY, EQUITY TITLE/CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $26.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 407 RAY ST BRUSH CO 807232425, BRUSH, CO 80723-2425 |
| Document Number | 924436 |
|---|---|
| Date | Apr 2, 2020 |
| Instrument | 924436 |
| Name | AMERICAN FINANCING |
|---|---|
| Type | Funding / Finance Company |
| Address | AURORA, CO 80014 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2050 |
Source: Morgan County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Morgan County |
| Municipality | Brush City |
| Unified School District | Brush School District RE-2J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,168.00 (+40.41%) | $20,000 (+33.69%) Land $1,900 Building $18,100 | $319,980 (+43.27%) Land $30,400 Building $289,580 |
| 2024 | $1,544.00 (-0.39%) | $14,960 (-19.79%) Land $1,630 Building $13,330 | $223,340 (-19.76%) Land $24,390 Building $198,950 |
| 2023 | $1,550.00 (-3.61%) | $18,650 (+20.32%) Land $2,040 Building $16,610 | $278,340 (+24.83%) Land $30,400 Building $247,940 |
| 2022 | $1,608.00 | $15,500 Land $2,030 Building $13,470 | $222,980 Land $29,200 Building $193,780 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 8, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 8 (1980–2010) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Jun 2010 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 97.8% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BRUSH serves 5,122 people · EPA ID CO0144001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Allo Communications Fiber | 2,300 / 2,300 |
| Vero Fiber Fiber | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| ElektraFi Fixed Wireless | 400 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| Viaero Wireless Fixed Wireless · Fiber in parts of the area | 150 / 40 |
| T-Mobile Fixed Wireless | 100 / 20 |
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