Morgan County property record for 406 Ray St, Brush, CO 80723
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,204 sqft · built 1955 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $335,000 (Aug 2022) |
| Tax Bill | $1,730 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Aug 2022 Sale & Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1231-032-04-001 |
| Primary APN | 1231-032-04-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,204 sqft Total Area |
| 1st Floor Area | 1,225 sqft |
| Basement Area | 1,225 sqft |
| Finished Basement | 1,161 sqft |
| Unfinished Basement | 64 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,000 sqft (0.207 acres) |
| Lot Dimensions | 100 ft deep x 90 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 48 sqft |
| Patio Area | 300 sqft |
| Balcony Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 406 RAY ST |
|---|---|
| City | BRUSH |
| State | CO |
| Zip | 80723-2426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD HUESKE ADD BR BLOCK 08 LOT 01 AND- LOT 02 ALL LT 1 & S12.5FT LT 2 |
| Legal Subdivision | HUESKE ADD |
| Legal Block | 8 |
| Legal Lot Number | 2 |
| Jurisdiction | MORGAN CO |
| Township / Civil Division | BRUSH |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 700 |
Source: Morgan County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 406 RAY ST, BRUSH, CO 80723-2426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 21, 2023 | Deed of Trust, Mortgage · FHA Mortgage DOVENMUEHLE MORTGAGE INC |
| Aug 8, 2022 | Special Warranty Deed, Transfer · Stand-Alone Second Mortgage COLORADO HOUSING & FINANCE AUTHORIT |
| Aug 1, 2017 | Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCING CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 8, 2022 · Amount on Record |
| Deed Sale | Aug 8, 2022 · Amount on Record |
| Prior Sale | Oct 1, 2010 · Amount on Record |
| Deed Document Number | 2022942112 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN CO |
| Property Address | 406 RAY ST, BRUSH, CO 80723-2426 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2023 |
| Name | Verified Name |
|---|---|
| Address | 406 RAY ST, BRUSH, CO 80723-2426 |
| Document Number | 0000947725 |
|---|---|
| Date | Aug 21, 2023 |
| Instrument | 947725 |
| Name | DOVENMUEHLE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75201 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Aug 1, 2063 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MORGAN CO |
| Recording Date | Aug 8, 2022 |
| Property Address | 406 RAY ST, BRUSH, CO 80723-2426 |
| Document Number | 0000942112 |
| Instrument Date | Aug 5, 2022 |
| Instrument | 942112 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | EQUITY TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $33.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 406 RAY ST, BRUSH, CO 80723-2426 |
| Document Number | 0000942114 |
|---|---|
| Date | Aug 8, 2022 |
| Instrument | 942114 |
| Name | COLORADO HOUSING & FINANCE AUTHORIT |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Number | 0000942113 |
|---|---|
| Date | Aug 8, 2022 |
| Instrument | 942113 |
| Name | UNIVERSAL LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | DENVER, CO 80224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN CO |
| Property Address | 406 RAY ST, BRUSH, CO 80723-2426 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Title Company | FITCO |
| Name | Verified Name |
|---|
| Document Number | 0000907121 |
|---|---|
| Date | Aug 1, 2017 |
| Instrument | 907121 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Address | AURORA, CO 80014 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2047 |
Source: Morgan County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Morgan County |
| Municipality | Brush City |
| Unified School District | Brush School District RE-2J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,730.00 (+10.05%) | $15,950 (+4.66%) Land $2,490 Building $13,460 | $255,300 (+12.2%) Land $39,900 Building $215,400 |
| 2024 | $1,572.00 (+15.25%) | $15,240 (-9.55%) Land $2,150 Building $13,090 | $227,540 (-9.55%) Land $32,130 Building $195,410 |
| 2023 | $1,364.00 (+3.26%) | $16,850 (+32.26%) Land $2,670 Building $14,180 | $251,560 (+37.21%) Land $39,900 Building $211,660 |
| 2022 | $1,321.00 | $12,740 Land $2,660 Building $10,080 | $183,340 Land $38,330 Building $145,010 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 8, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 8 (1980–2010) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Jun 2010 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 97.8% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BRUSH serves 5,122 people · EPA ID CO0144001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Allo Communications Fiber | 2,300 / 2,300 |
| Vero Fiber Fiber | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| ElektraFi Fixed Wireless | 400 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| Viaero Wireless Fixed Wireless · Fiber in parts of the area | 150 / 40 |
| T-Mobile Fixed Wireless | 100 / 20 |
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