Morgan County property record for 324 Ray St, Brush, CO 80723
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,501 sqft · built 1955 |
| Lot Size | 0.178 acres (7,750 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $73,000 (Apr 2019) |
| Tax Bill | $933 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 1231-032-11-022 |
| Primary APN | 1231-032-11-022 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,501 sqft Total Area |
| 1st Floor Area | 925 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,750 sqft (0.178 acres) |
| Lot Dimensions | 100 ft deep x 77.5 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Patio Area | 312 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 324 RAY ST |
|---|---|
| City | BRUSH |
| State | CO |
| Zip | 80723-2424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD HUESKE ADD BR BLOCK 01 LOT 14 |
| Legal Subdivision | HUESKE ADD |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | MORGAN CO |
| Township / Civil Division | BRUSH |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 700 |
Source: Morgan County records, as of March 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 324 RAY ST, BRUSH, CO 80723-2424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FMS BANK |
| Sep 11, 2020 | Deed of Trust, Mortgage · Commercial Mortgage FMS BANK |
| Apr 5, 2019 | Warranty Deed, Transfer · Conventional Mortgage FMS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 5, 2019 · Amount on Record |
| Deed Sale | Apr 5, 2019 · Amount on Record |
| Deed Document Number | 2019917696 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN CO |
| Property Address | 324 RAY ST, BRUSH, CO 80723-2424 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2022 |
| Title Company | EQUITY TITLE OF NEVADA, EQUITY TITLE OF COLORADO |
| Name | Verified Name |
|---|
| Document Number | 0000940881 |
|---|---|
| Date | May 27, 2022 |
| Instrument | 940881 |
| Name | FMS BANK |
|---|---|
| Type | Bank |
| Address | GILL, CO 80624 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN CO |
| Property Address | 324 RAY ST, BRUSH, CO 80723-2424 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000927458 |
|---|---|
| Date | Sep 11, 2020 |
| Instrument | 927458 |
| Name | FMS BANK |
|---|---|
| Type | Bank |
| Address | FORT MORGAN, CO 80701 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN CO |
| Recording Date | Apr 5, 2019 |
| Property Address | 324 RAY ST, BRUSH, CO 80723-2424 |
| Document Number | 0000917696 |
| Instrument Date | Mar 29, 2019 |
| Instrument | 917696 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Title Company | EMPIRE TITLE CO SPRINGS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 324 RAY ST, BRUSH, CO 80723-2424 |
| Document Number | 0000917697 |
|---|---|
| Date | Apr 5, 2019 |
| Instrument | 917697 |
| Name | FMS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2049 |
Source: Morgan County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Morgan County |
| Municipality | Brush City |
| Unified School District | Brush School District RE-2J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $933.00 (+40.94%) | $8,610 (+34.11%) Land $2,140 Building $6,470 | $137,730 (+43.74%) Land $34,200 Building $103,530 |
| 2024 | $662.00 (-0.45%) | $6,420 (-36.44%) Land $1,460 Building $4,960 | $95,820 (-36.47%) Land $21,730 Building $74,090 |
| 2023 | $665.00 (-17.39%) | $10,100 (+30.15%) Land $2,290 Building $7,810 | $150,820 (+35.07%) Land $34,200 Building $116,620 |
| 2022 | $805.00 | $7,760 Land $2,280 Building $5,480 | $111,660 Land $32,850 Building $78,810 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 8, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 8 (1980–2010) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Jun 2010 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 97.8% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BRUSH serves 5,122 people · EPA ID CO0144001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Allo Communications Fiber | 2,300 / 2,300 |
| Vero Fiber Fiber | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| ElektraFi Fixed Wireless | 400 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| Viaero Wireless Fixed Wireless · Fiber in parts of the area | 150 / 40 |
| T-Mobile Fixed Wireless | 100 / 20 |
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