407 Phillips Rd, Benton, KY 42025 Property Records

Marshall County property record for 407 Phillips Rd, Benton, KY 42025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,128 sqft · built 1972
Lot Size	1.4 acres (60,984 sqft)
Owner	2 Individual Names on Record
Last Sale	$244,500 (Mar 2023)
Tax Bill	$2,409 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jul 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-00-00-039`

Property Details

APN / Parcel Number

Primary APN	`27-00-00-039`
Alternative APNs	`1056430` `1105900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,128 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	60,984 sqft (1.4 acres)
Garage Type	Attached
Garage Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1105900
Street Address	407 PHILLIPS RD
City	BENTON
State	KY
Zip	42025-5502
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	MARSHALL KY
Township / Civil Division	BENTON
Census Block Group	1
Census Block	1004
Census Tract	950502

Owner

Source: Marshall County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	407 PHILLIPS RD, BENTON, KY 42025-5502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 7, 2025	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC
Nov 30, 2020	Warranty Deed, Transfer
Jan 30, 2020	Deed, Transfer · VA Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2023 · Amount on Record
Deed Sale	Mar 17, 2023 · Amount on Record
Prior Sale	Nov 30, 2020 · Amount on Record
Deed Document Number	20231094640
Deed Book / Page	504 / 475
Prior Transfer Date	Mar 15, 2023
Prior Transfer Doc	0001094640
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL KY
Property Address	407 PHILLIPS RD, BENTON, KY 42025-5502
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 PHILLIPS RD, BENTON, KY 42025-5502

Mortgage

Document Number	MTG1103/267
Date	Feb 17, 2026
Book Page	MTG1103/267
Instrument	1131383

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2036

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL KY
Property Address	407 PHILLIPS RD, BENTON, KY 42025-5502
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 PHILLIPS RD, BENTON, KY 42025-5502

Mortgage

Document Number	MTG1085/494
Date	Jul 7, 2025
Book Page	MTG1085/494
Instrument	1127394

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2040

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARSHALL KY
Recording Date	Nov 30, 2020
Property Address	407 PHILLIPS RD, BENTON, KY 42025-5502
Document Number	DEED482/110
Book / Page	DEED 482 / 110
Map Reference	MB 415 PG 427
Instrument Date	Nov 1, 2020
Instrument	1034108
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	407 PHILLIPS RD, BENTON, KY 42025-5502

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	407 PHILLIPS RD, BENTON, KY 42025-5502

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MARSHALL KY
Recording Date	Jan 30, 2020
Property Address	407 PHILLIPS RD, BENTON, KY 42025-5502
Document Number	DEED474/374
Book / Page	DEED 474 / 374
Instrument Date	Jan 30, 2020
Instrument	1027959
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	720 LYNN RD, LEXINGTON, KY 40504-3612

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 PHILLIPS RD, BENTON, KY 42025-5502

Mortgage

Document Number	MTG924/658
Date	Jan 30, 2020
Book Page	MTG 924/658
Instrument	1027973

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Marshall County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Marshall County
Unified School District	Marshall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,409.00 (-3.72%)	$244,500 (-) Land $20,000 Building $224,500	$244,500 (-) Land $20,000 Building $224,500
2023	$2,502.00 (-4.54%)	$244,500 (-) Land $20,000 Building $224,500
2022	$2,621.00	$244,500 Land $20,000 Building $224,500	$244,500 Land $20,000 Building $224,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON WATER & SEWER serves 7,981 people · EPA ID KY0790029
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: Spectrum, Verizon.

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