188 Phillips Rd, Benton, KY 42025 Property Records

Marshall County property record for 188 Phillips Rd, Benton, KY 42025

Property Summary

Property Type	Single Family Home
Lot Size	3.41 acres (148,540 sqft)
Owner	Individual Name on File
Tax Bill	$1,184 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0B-03-00-002.00D01`

Property Details

APN / Parcel Number

Primary APN	`0B-03-00-002.00D01`
Alternative APN	`1042000`

Exterior

Lot Area	148,540 sqft (3.41 acres)

Location & Zoning

Account Number	1042000
Street Address	188 PHILLIPS RD
City	BENTON
State	KY
Zip	42025-5501
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	MARSHALL KY
Township / Civil Division	BENTON
Census Block Group	1
Census Block	1002
Census Tract	950502

Owner

188 Phillips Rd is owned and occupied by an individual.

Source: Marshall County records, as of April 14, 2026

Owner of Record	Individual Name on File
Mailing Address	188 PHILLIPS RD, BENTON, KY 42025-5501
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Apr 14, 2021	Deed of Trust, Mortgage · Closed-End Mortgage REGIONS BANK
Aug 3, 2021	Deed of Trust, Mortgage · Line of Credit REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL KY
Property Address	188 PHILLIPS RD, BENTON, KY 42025-5501
Transaction Type	Mortgage
Record Updated	Dec 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG918/148
Date	Oct 22, 2019
Book Page	MTG 918/148
Instrument	1026277

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL KY
Property Address	188 PHILLIPS RD, BENTON, KY 42025-5501
Transaction Type	Mortgage
Record Updated	Dec 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 PHILLIPS RD, BENTON, KY 42025-5501

Mortgage

Document Number	MTG971/195
Date	Apr 14, 2021
Book Page	MTG 971/195
Instrument	1036804

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2036

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL KY
Property Address	188 PHILLIPS RD, BENTON, KY 42025-5501
Transaction Type	Mortgage
Record Updated	Dec 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 PHILLIPS RD, BENTON, KY 42025-5501

Mortgage

Document Number	MTG982/501
Date	Aug 3, 2021
Book Page	MTG 982/501
Instrument	1039154

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 7, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 188 Phillips Rd was $1,184 with a homeowner's exemption.

Source: Marshall County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Benton City
County	Marshall County
Unified School District	Marshall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,184.00 Homeowner's exemption	$182,000 Land $10,000 Building $172,000	$182,000 Land $10,000 Building $172,000
2023	$1,276.00 Homeowner's exemption	$182,000 Land $10,000 Building $172,000
2022			$182,000 Land $10,000 Building $172,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 188 Phillips Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 12, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 188 Phillips Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 66% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON WATER & SEWER serves 7,981 people · EPA ID KY0790029
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Mediacom Xtream, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Phillips Rd

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