290 Phillips Rd, Benton, KY 42025 Property Records

Marshall County property record for 290 Phillips Rd, Benton, KY 42025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,940 sqft · built 1970
Lot Size	2.72 acres (118,483 sqft)
Owner	2 Individual Names on File
Tax Bill	$954 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0B-03-00-001`

Property Details

APN / Parcel Number

Primary APN	`0B-03-00-001`
Alternative APN	`976870`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,940 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	118,483 sqft (2.72 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	976870
Street Address	290 PHILLIPS RD
City	BENTON
State	KY
Zip	42025-5570
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	MARSHALL KY
Township / Civil Division	BENTON
Census Block Group	1
Census Block	1003
Census Tract	950502

Owner

290 Phillips Rd is owned and occupied by two individuals who acquired it in March 2021.

Source: Marshall County records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	290 PHILLIPS RD, BENTON, KY 42025-5570
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage COMMUNITY FINANCIAL SERVICES BANK
Mar 24, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage COMMUNITY FINANCIAL SERVICES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 1, 2021
Transfer Doc	DEED484/334
Record Updated	Sep 20, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARSHALL KY
Recording Date	Mar 4, 2021
Property Address	290 PHILLIPS RD, BENTON, KY 42025-5570
Document Number	DEED484/334
Book / Page	DEED 484 / 334
Instrument Date	Mar 1, 2021
Instrument	1035905
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	290 PHILLIPS RD, BENTON, KY 42025-5570

Mortgage

Document Number	1035910
Date	Mar 4, 2021
Instrument	1035910

Lender

Name	COMMUNITY FINANCIAL SERVICES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2036

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARSHALL KY
Recording Date	Mar 24, 2017
Property Address	290 PHILLIPS RD, BENTON, KY 42025-5570
Document Number	DEED450/349
Book / Page	DEED 450 / 349
Instrument Date	Mar 24, 2017
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	290 PHILLIPS RD, BENTON, KY 42025-5570

Mortgage

Document Number	MTG856493
Date	Mar 24, 2017
Instrument	MTG 856/493

Lender

Name	COMMUNITY FINANCIAL SERVICES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 290 Phillips Rd was $954.

Source: Marshall County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Marshall County
Unified School District	Marshall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$954.00	$98,000 Land $8,000 Building $90,000	$98,000 Land $8,000 Building $90,000
2023	$1,003.00	$98,000 Land $8,000 Building $90,000
2022			$98,000 Land $8,000 Building $90,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 290 Phillips Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 12, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 290 Phillips Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON WATER & SEWER serves 7,981 people · EPA ID KY0790029
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Mediacom Xtream, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Phillips Rd

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