Cass County property record for 407 Oak St, Dowagiac, MI 49047
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 898 sqft · built 1900 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Individual Name on File |
| Last Sale | $47,750 (Jul 2022) |
| Tax Bill | $2,419 (2025) |
| Deeds & Mortgages | Jul 2022 Sale Jul 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-160-300-650-00 |
| Primary APN | 14-160-300-650-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 898 sqft Building Perimeter |
| 1st Floor Area | 612 sqft |
| Basement Area | 572 sqft |
| Unfinished Basement | 572 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 3,485 sqft (0.08 acres) |
| Garage Area | 288 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 407 OAK ST |
|---|---|
| City | DOWAGIAC |
| State | MI |
| Zip | 49047-1340 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | . DW 1926 LOT 152, EX PART LYING SLY OF DES LINE COM ON ELY LINE OF LOT 193.3 FT NELY FRM MOST SLY COR LOT, N 59 1/2 DEG W 69 |
| Legal Subdivision | MCOMBERS 3RD ADD |
| Legal Lot Number | 152 |
| Jurisdiction | CASS MI |
| Township / Civil Division | DOWAGIAC |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 2000 |
407 Oak St is owned by an individual who bought it in July 2022.
Source: Cass County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4262 HOLLYWOOD RD, SAINT JOSEPH, MI 49085-9540 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2022 | Deed, Transfer FIDELITY LAND AND TITLE, FIDELITY LAND TITLE AGENCY |
| Jul 19, 2022 | Quit Claim Deed, Transfer FIDELITY LAND AND TITLE, FIDELITY LAND TITLE AGENCY |
| Jan 26, 2022 | Sheriff's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2022 · Amount on File |
| Deed Sale | Jul 21, 2022 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Jul 21, 2022 |
| Property Address | 407 OAK ST, DOWAGIAC, MI 49047-1340 |
| Document Number | 01220/1311 |
| Book / Page | 1220 / 1311 |
| Instrument Date | Jul 12, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2022 |
| Title Company | FIDELITY LAND AND TITLE, FIDELITY LAND TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Tax | $360.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14405 WALTERS RD STE 200, 14405, HOUSTON, TX 77014-1345 |
| Name | Verified Name |
|---|---|
| Address | 4262 HOLLYWOOD RD, SAINT JOSEPH, MI 49085-9540 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Jul 19, 2022 |
| Property Address | 407 OAK ST, DOWAGIAC, MI 49047-1340 |
| Document Number | 001220/909 |
| Book / Page | 1220 / 909 |
| Instrument Date | Jun 29, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2022 |
| Title Company | FIDELITY LAND AND TITLE, FIDELITY LAND TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5600 GRANITE PKWY, 5600, PLANO, TX 75024-4126 |
| Name | Verified Name |
|---|---|
| Address | 14405 WALTERS RD STE 200, 200, HOUSTON, TX 77014-1345 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Jan 26, 2022 |
| Property Address | 407 OAK ST, DOWAGIAC, MI 49047-1340 |
| Document Number | 01211/1000 |
| Book / Page | 1211 / 1000 |
| Instrument Date | Jan 12, 2022 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 15, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14221 DALLAS PKWY STE 1000, 1000, DALLAS, TX 75254-2946 |
The 2025 property tax bill for 407 Oak St was $2,419.
Source: Cass County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cass County |
| Municipality | Dowagiac City |
| Unified School District | Dowagiac Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $52,000 (+15.81%) Land $52,000 | $104,000 (+15.81%) Land $104,000 | |
| 2025 | $2,419.00 Homeowner's exemption | $44,900 Land $44,900 | $89,800 Land $89,800 |
| 2023 | $37,200 | $74,400 | |
| 2022 | $872.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 407 Oak St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 5, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 407 Oak St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOWAGIAC serves 6,350 people · EPA ID MI0001860 |
|---|---|
| Water Source | Groundwater |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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