403 Oak St, Dowagiac, MI 49047 Property Records

Cass County property record for 403 Oak St, Dowagiac, MI 49047

Property Summary

Property Type	Single Family Home
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Last Sale	$3,000 (Feb 2026)
Tax Bill	$69 (2025)
Deeds & Mortgages	Feb 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`14-160-300-648-00`

Property Details

APN / Parcel Number

Primary APN	`14-160-300-648-00`

Exterior

Lot Area	4,356 sqft (0.1 acres)

Location & Zoning

Street Address	403 OAK ST
City	DOWAGIAC
State	MI
Zip	49047-1340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	. DW 1924 COM ON ELY LINE LOT 152, 105 FT NELY FRM MOST SLY COR NWLY 78 FT TO W LINE OF LOT, N 54.8 FT SELY 110.8 FT TO ELY
Legal Subdivision	MCOMBERS 3RD ADD
Legal Lot Number	105,152
Jurisdiction	CASS MI
Township / Civil Division	DOWAGIAC
Census Block Group	4
Census Block	4013
Census Tract	2000

Owner

403 Oak St is owned by two individuals who bought it in February 2026.

Source: Cass County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	105 DOGWOOD CIR, DOWAGIAC, MI 49047-2198
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2026 · Amount on File
Deed Sale	Feb 13, 2026 · Amount on File
Deed Document Number	2026228785
Deed Book / Page	1272 / 608
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Feb 13, 2026
Property Address	403 OAK ST, DOWAGIAC, MI 49047-1340
Document Number	001272/608
Book / Page	1272 / 608
Map Reference	LB W PG 330
Instrument Date	Feb 10, 2026
Transaction Type	Transfer
Record Updated	Mar 13, 2026
Title Company	CHCIAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Tax	$22.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 DOGWOOD CIR, DOWAGIAC, MI 49047-2198

Tax Assessment & Valuation

The 2025 property tax bill for 403 Oak St was $69, up 3% from the year before.

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
Municipality	Dowagiac City
Unified School District	Dowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,100 (-) Land $2,100	$4,200 (-) Land $4,200
2025	$69.00 (+2.99%) Homeowner's exemption	$2,100 Land $2,100	$4,200 Land $4,200
2024	$67.00
2023		$1,800	$3,600
2022	$63.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOWAGIAC serves 6,350 people · EPA ID MI0001860
Water Source	Groundwater
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20