Cass County property record for 405 Oak St, Dowagiac, MI 49047
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,196 sqft · built 1900 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $23,000 (Mar 2021) |
| Tax Bill | $2,277 (2025) |
| Deeds & Mortgages | Mar 2021 Sale Aug 2020 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-160-300-649-00 |
| Primary APN | 14-160-300-649-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,196 sqft Building Perimeter |
| 1st Floor Area | 908 sqft |
| Basement Area | 692 sqft |
| Unfinished Basement | 692 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 3,920 sqft (0.09 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 405 OAK ST |
|---|---|
| City | DOWAGIAC |
| State | MI |
| Zip | 49047-1340 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | . DW 1925 COM 148.8 FT ELY ALG WLY SIDE OAK ST FRM MOST SLY COR LOT 152, TH NELY ALG SD ST 44.7 FT, N 59 1/2 DEG W 69 FT, DUE |
| Legal Subdivision | MCOMBERS 3RD ADD |
| Legal Lot Number | 152 |
| Jurisdiction | CASS MI |
| Township / Civil Division | DOWAGIAC |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 2000 |
405 Oak St is owned by an individual who bought it in March 2021.
Source: Cass County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1648 E BRITAIN AVE, BENTON HARBOR, MI 49022-2010 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 8, 2021 | Warranty Deed, Transfer |
| Aug 28, 2020 | Sheriff's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 8, 2021 · Amount on File |
| Deed Sale | Mar 8, 2021 · Amount on File |
| Prior Sale | Aug 28, 2020 · Amount on File |
| Deed Book / Page | 1191 / 1225 |
| Prior Transfer Date | Aug 12, 2020 |
| Prior Transfer Doc | 001179/342 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Mar 8, 2021 |
| Property Address | 405 OAK ST, DOWAGIAC, MI 49047-1340 |
| Document Number | 01191/1225 |
| Book / Page | 1191 / 1225 |
| Map Reference | LB W PG 330 |
| Instrument Date | Feb 23, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $197.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1648 BERRIEN AVE, BENTON HARBOR, MI 49022-3917 |
| Investor | Possibly a Property Investor |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Aug 28, 2020 |
| Property Address | 405 OAK ST, DOWAGIAC, MI 49047-1340 |
| Document Number | 001179/342 |
| Book / Page | 1179 / 342 |
| Instrument Date | Aug 12, 2020 |
| Transaction Type | Foreclosure |
| Record Updated | May 1, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $7.70 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8385 EDGEWOOD RD, BERRIEN SPRINGS, MI 49103-9004 |
The 2025 property tax bill for 405 Oak St was $2,277.
Source: Cass County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cass County |
| Municipality | Dowagiac City |
| Unified School District | Dowagiac Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $51,400 (+13.72%) Land $51,400 | $102,800 (+13.72%) Land $102,800 | |
| 2025 | $2,277.00 | $45,200 Land $45,200 | $90,400 Land $90,400 |
| 2023 | $37,500 | $75,000 | |
| 2022 | $2,064.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 Oak St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 5, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 405 Oak St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOWAGIAC serves 6,350 people · EPA ID MI0001860 |
|---|---|
| Water Source | Groundwater |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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