407 North St, Morganton, NC 28655 Property Records

Burke County property record for 407 North St, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,641 sqft · built 1949
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$93,000 (Apr 2019)
Tax Bill	$1,464 (2026)
Deeds & Mortgages	Apr 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`2704401293`

Property Details

APN / Parcel Number

Primary APN	`2704401293`
Alternative APN	`405`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,641 sqft Living Area
1st Floor Area	1,641 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached

Exterior Amenities

Porch	Slab
Porch Area	169 sqft
Patio Area	20 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	407 NORTH ST
City	MORGANTON
State	NC
Zip	28655-2811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LOW INTENS
Legal Description	407 NORTH ST MORGANTON, NC 28655
Legal Subdivision	BRISTOL SUBDIVISION
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	1
Census Block	1014
Census Tract	20600

Owner

407 North St is owned and occupied by an individual who bought it in April 2019.

Source: Burke County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	407 NORTH ST, MORGANTON, NC 28655-2811
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2019 · Amount on File
Deed Sale	Apr 29, 2019 · Amount on File
Deed Document Number	20192017027150
Deed Book / Page	2400 / 111
Prior Transfer Date	Apr 20, 2009
Prior Transfer Doc	0018330486
Record Updated	Oct 29, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Apr 29, 2019
Property Address	407 NORTH ST, MORGANTON, NC 28655-2811
Document Number	0024000111
Book / Page	002400 / 000111
Instrument Date	Apr 26, 2019
Instrument	27150
Transaction Type	Transfer
Record Updated	May 13, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$186.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 NORTH ST MORGANTON NC 286552811, MORGANTON, NC 28655-2811

Tax Assessment & Valuation

The 2026 property tax bill for 407 North St was $1,464, up 0.7% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,464.00 (+0.69%)	$227,166 (-) Land $28,800 Building $198,366	$227,166 (-) Land $28,800 Building $198,366
2025	$1,454.00	$227,166 Land $28,800 Building $198,366	$227,166 Land $28,800 Building $198,366
2023	$1,448.00	$227,166 Land $28,800 Building $198,366	$227,166 Land $28,800 Building $198,366

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 North St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1994–2004)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2004 · Tropical Storm Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 North St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Compas X-Stream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20