308 North St, Morganton, NC 28655 Property Records

Burke County property record for 308 North St, Morganton, NC 28655

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,150 sqft · built 1966
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on Record
Last Sale$120,000 (Nov 2007)
Tax Bill$897 (2026)
Deeds & MortgagesJan 2025 Sale
Oct 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN2704400842

Property Details

APN / Parcel Number

Primary APN2704400842
Alternative APN
  • 3557

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,150 sqft Living Area
1st Floor Area1,150 sqft
Basement Area1,150 sqft
Unfinished Basement1,150 sqft
FlooringWood

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1980
Architectural StyleRanch
Exterior MaterialBrick Veneer
Foundation TypeMasonry
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,583 sqft (0.22 acres)
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area75 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address308 NORTH ST
CityMORGANTON
StateNC
Zip28655-2810
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLOW INTENS
Legal Description308 NORTH ST MORGANTON, NC 28655
JurisdictionBURKE NC
Township / Civil DivisionMORGANTON
Census Block Group1
Census Block1016
Census Tract20600

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address308 NORTH ST, MORGANTON, NC 28655-2810
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2025Warranty Deed, Transfer
Oct 1, 2018Deed of Trust, Mortgage · Commercial Mortgage
FIRST CITIZENS BANK & TRUST CO
Dec 12, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIRST CITIZENS BK & TR CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 7, 2007 · Amount on Record
Deed SaleNov 7, 2007 · Amount on Record
Deed Document Number200715287
Deed Book / Page1716 / 485
Record UpdatedOct 29, 2026

January 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBURKE NC
Recording DateJan 14, 2025
Property Address308 NORTH ST, MORGANTON, NC 28655-2810
Document Number0027840938
Book / Page2784 / 938
Map ReferenceMB 644 PG 165
Instrument DateJan 7, 2025
Instrument2024011941
Transaction TypeTransfer
Record UpdatedJan 13, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address308 NORTH ST, MORGANTON, NC 28655-2810

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBURKE NC
Property Address308 NORTH ST, MORGANTON, NC 28655-2810
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023690001
DateOct 1, 2018
Book Page2369/0001
Instrument2017020527
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBURKE NC
Property Address308 NORTH ST, MORGANTON, NC 28655-2810
Document Number0024390020
Instrument DateDec 12, 2019
Transaction TypeMortgage
Record UpdatedJan 6, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address308 NORTH ST MORGANTON NC 286552810, MORGANTON, NC 28655-2810

Mortgage

Document Number0024390020
DateDec 12, 2019
Book Page002439/000020
Instrument35148
Lender
NameFIRST CITIZENS BK & TR CO
AddressRALEIGH, NC 27611-6592
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
MunicipalityMorganton City
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$897.00 (+0.56%)$143,387 (-) Land $8,938 Building $134,449$143,387 (-) Land $8,938 Building $134,449
2025$892.00 (+0.22%)$143,387 (-) Land $8,938 Building $134,449$143,387 (-) Land $8,938 Building $134,449
2023$890.00$143,387 Land $8,938 Building $134,449$143,387 Land $8,938 Building $134,449

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1994–2004)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2004 · Tropical Storm Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MORGANTON
serves 27,221 people · EPA ID NC0112015
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Compas X-Stream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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