Burke County property record for 406 North St, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 672 sqft · built 1961 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Company Name on File |
| Last Sale | $75,000 (Sep 2022) |
| Tax Bill | $455 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Sep 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 2704400253 |
| Primary APN | 2704400253 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 672 sqft Living Area |
| 1st Floor Area | 672 sqft |
| Flooring | Tile |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Wood Shingle |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Patio Area | 300 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 406 NORTH ST |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-2812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LOW INTENS |
| Legal Description | 406 NORTH ST MORGANTON, NC 28655 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 20600 |
406 North St is owned by a company that bought it in September 2022.
Source: Burke County records, as of October 12, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 264 HAYWOOD RD, ASHEVILLE, NC 28806-4551 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC |
| Sep 12, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2022 · Amount on File |
| Deed Sale | Sep 12, 2022 · Amount on File |
| Deed Document Number | 202221025574 |
| Deed Book / Page | 2644 / 927 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Apr 7, 2026 |
| Property Address | 406 NORTH ST, MORGANTON, NC 28655-2812 |
| Document Number | 0026002989 |
| Book / Page | 2864 / 811 |
| Instrument Date | Apr 7, 2026 |
| Instrument | 202626002989 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 111 RICHMOND AVE, ASHEVILLE, NC 28806-4168 |
| Document Number | 0026002989, |
|---|---|
| Date | Apr 7, 2026 |
| Book Page | 2864/811 |
| Instrument | 202626002989 |
| Name | CMG MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Sep 12, 2022 |
| Property Address | 406 NORTH ST, MORGANTON, NC 28655-2812 |
| Document Number | 0026440927 |
| Book / Page | 2644 / 927 |
| Instrument Date | Sep 9, 2022 |
| Instrument | 2021025574 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $150.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 3333, HICKORY, NC 28603-3333 |
| Name | Verified Name |
|---|---|
| Address | 264 HAYWOOD RD, HICKORY, NC 28603 |
The 2026 property tax bill for 406 North St was $455, up 2.2% from the year before.
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Morganton City |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $455.00 (+2.25%) | $63,741 (+1.4%) Land $16,800 Building $46,941 | $63,741 (+1.4%) Land $16,800 Building $46,941 |
| 2025 | $445.00 | $62,860 Land $16,800 Building $46,060 | $62,860 Land $16,800 Building $46,060 |
| 2023 | $440.00 | $62,860 Land $16,800 Building $46,060 | $62,860 Land $16,800 Building $46,060 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 406 North St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1994–2004) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2004 · Tropical Storm Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 406 North St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Compas X-Stream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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