407 N Laredo Ln, Payson, AZ 85541 Property Records

Gila County property record for 407 N Laredo Ln, Payson, AZ 85541

Property Summary

Property Type	Single Family Home
Details	1,725 sqft · built 2001
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$497,000 (Jul 2025)
Tax Bill	$3,413 (2025)
Deeds & Mortgages	Apr 2022 Sale Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`304-58-022`

Property Details

APN / Parcel Number

Primary APN	`304-58-022`
Alternative APNs	`R034729` `034729`

Interior

Stories	1 Story
Building Area	1,725 sqft Living Area
1st Floor Area	1,725 sqft

Exterior

Year Built	Built 2001
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Asbestos
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	A/C Chilled Water
Heating System	Hot Water

Location & Zoning

Account Number	R034729
Street Address	407 N LAREDO LN
City	PAYSON
State	AZ
Zip	85541-4389
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 04 TOWNSHIP: 10N RANGE: 10E LOT 22 OF TIMBER RIDGE ESTATES II OF PLAT 663NE1/4 SEC 4 T10N R10E = 0.26 AC (OUT OF
Legal Range	10E
Legal Township	10N
Legal Section	04
Legal Subdivision	FOREST PARK/TIMBER RIDGE
Legal Block	10N
Legal Lot Number	22
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	2
Census Block	2004
Census Tract	301

Owner

Source: Gila County records, as of December 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	407 N LAREDO LN, PAYSON, AZ 85541-4389
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Warranty Deed, Transfer GREAT AMERICAN TITLE AGENCY
Aug 20, 2018	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2025 · Amount on Record
Deed Sale	Jul 25, 2025 · Amount on Record
Prior Sale	Apr 28, 2022 · Amount on Record
Deed Document Number	2025-006674
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Apr 28, 2022
Property Address	407 N LAREDO LN, PAYSON, AZ 85541-4389
Document Number	0000005908
Map Reference	MAP 663
Instrument Date	Apr 25, 2022
Instrument	2022-005908
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	GREAT AMERICAN TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	407 N LAREDO LN, 407, PAYSON, AZ 85541-4389

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	820 W MOUNTAIN VIEW DR, MESA, AZ 85201-3125

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Aug 20, 2018
Property Address	407 N LAREDO LN, PAYSON, AZ 85541-4389
Document Number	0000008774
Map Reference	MAP663
Instrument Date	Aug 9, 2018
Instrument	2018-008774
Transaction Type	Transfer
Record Updated	Nov 29, 2021
Title Company	PIONEER TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	407 N LAREDO LN, 407, PAYSON, AZ 85541-4389

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	407 N LAREDO LN, PAYSON, AZ 85541-4389

Mortgage

Document Number	0000008775
Date	Aug 20, 2018
Instrument	2018-008775

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Gila County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Municipality	Payson Town
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,094 (+3.45%) Land $6,901 Building $37,193	$440,935 (+3.45%) Land $69,008 Building $371,927
2025	$3,413.00 (-6.47%)
2024		$42,624 Land $6,557 Building $36,067	$426,233 Land $65,566 Building $360,667
2023	$3,649.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Jul 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on N Laredo Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures