Gila County property record for 400 N Laredo Ln, Payson, AZ 85541
| Property Type | Single Family Home |
|---|---|
| Details | 2,929 sqft · built 2004 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $3,870 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 304-58-012 |
| Primary APN | 304-58-012 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,929 sqft Living Area |
| Gross Area | 3,787 sqft |
| 1st Floor Area | 2,929 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Material | Asbestos |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Type | Attached |
| Garage Area | 858 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Deck Area | Deck Area |
| Patio Area | 272 sqft |
| Cooling System | A/C Chilled Water |
|---|---|
| Heating System | Hot Water |
| Account Number | R034689 |
|---|---|
| Street Address | 400 N LAREDO LN |
| City | PAYSON |
| State | AZ |
| Zip | 85541-4345 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION: 04 TOWNSHIP: 10N RANGE: 10E LOT 12 OF TIMBER RIDGE ESTATES II OF PLAT 663NE1/4 SEC 4 T10N R10E = 0.32 AC (OUT OF 304-05-008M & -011Y) |
| Legal Range | 10E |
| Legal Township | 10N |
| Legal Section | 04 |
| Legal Subdivision | TIMBER RIDGE EST |
| Legal Lot Number | 12 |
| Jurisdiction | GILA AZ |
| Township / Civil Division | PAYSON |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 301 |
Source: Gila County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 400 N LAREDO LN, PAYSON, AZ 85541-4345 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2015 |
| Deed Sale | Apr 29, 2015 |
| Prior Sale | May 22, 2014 · Amount on Record |
| Deed Document Number | 20154071 |
| Last Transfer Date | Sep 20, 2024 |
| Transfer Doc | 0000008223 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 400 N LAREDO LN, PAYSON, AZ 85541-4345 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PIONEER TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000001812 |
|---|---|
| Date | Feb 20, 2020 |
| Instrument | 2020-001812 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
Source: Gila County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Gila County |
| Municipality | Payson Town |
| Unified School District | Payson Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $75,512 (+3.48%) Land $7,271 Building $68,241 | $755,117 (+3.48%) Land $72,706 Building $682,411 | |
| 2025 | $3,870.00 (+7.71%) | ||
| 2024 | $72,974 Land $6,912 Building $66,062 | $729,739 Land $69,121 Building $660,618 | |
| 2023 | $3,593.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Jul 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 74% of Arizona |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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