402 N Laredo Ln, Payson, AZ 85541 Property Records

Gila County property record for 402 N Laredo Ln, Payson, AZ 85541

Property Summary

Property Type	Single Family Home
Details	1,805 sqft · built 2003
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Owner Names on Record
Last Sale	$256,000 (Apr 2013)
Tax Bill	$2,929 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`304-58-013`

Property Details

APN / Parcel Number

Primary APN	`304-58-013`
Alternative APNs	`R034693` `034693`

Interior

Stories	1 Story
Building Area	1,805 sqft Living Area
1st Floor Area	1,805 sqft

Exterior

Year Built	Built 2003
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	42 sqft
Canopy	461 sqft

Utilities, Heating & Cooling

Cooling System	A/C Chilled Water
Heating System	Hot Water

Location & Zoning

Account Number	R034693
Street Address	402 N LAREDO LN
City	PAYSON
State	AZ
Zip	85541-4345
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 04 TOWNSHIP: 10N RANGE: 10E LOT 13 OF TIMBER RIDGE ESTATES II OF PLAT 663NE1/4 SEC 4 T10N R10E = 0.38 AC (OUT OF
Legal Range	10E
Legal Township	10N
Legal Section	04
Legal Subdivision	FOREST PARK/TIMBER RIDGE
Legal Block	10N
Legal Lot Number	13
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	2
Census Block	2006
Census Tract	301

Owner

Source: Gila County records, as of December 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	402 N LAREDO LN, PAYSON, AZ 85541-4345
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2018	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Jul 25, 2018	Deed of Trust, Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2013 · Amount on Record
Deed Sale	Apr 18, 2013 · Amount on Record
Deed Document Number	2013-004609
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	402 N LAREDO LN, PAYSON, AZ 85541-4345
Document Number	0000008125
Instrument Date	Jul 25, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	402 N LAREDO LN PAYSON AZ 855414345, PAYSON, AZ 85541-4345

Mortgage

Document Number	0000008125
Date	Aug 1, 2018
Instrument	8125

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1044 Months

Interest

Rate Type	Adjustable Rate
Rate	4.77%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	402 N LAREDO LN, PAYSON, AZ 85541-4345
Document Number	0000008124
Instrument Date	Jul 25, 2018
Transaction Type	Mortgage
Record Updated	Sep 11, 2018
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	402 N LAREDO LN PAYSON AZ 855414345, PAYSON, AZ 85541-4345

Mortgage

Document Number	0000008124
Date	Aug 1, 2018
Instrument	8124

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Amount	Amount Recorded
Term	1044 Months

Interest

Rate Type	Adjustable Rate
Rate	4.77%

Tax Assessment & Valuation

Source: Gila County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Municipality	Payson Town
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,316 (+2.64%) Land $7,591 Building $47,725	$553,161 (+2.64%) Land $75,910 Building $477,251
2025	$2,929.00 (+7.68%)
2024		$53,894 Land $7,220 Building $46,674	$538,943 Land $72,205 Building $466,738
2023	$2,720.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Jul 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 74% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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