Grundy County property record for 407 N Elm St, Gardner, IL 60424 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 866 sqft · built 1900 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,696 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Feb 2026 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-04-407-008 |
| Primary APN | 12-04-407-008 |
|---|
| Building Area | 866 sqft Total Area |
|---|
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 9,583 sqft (0.22 acres) |
| Street Address | 407 N ELM ST |
|---|---|
| City | GARDNER |
| State | IL |
| Zip | 60424-7048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIG TN GARDNER LT 8 BLK 7 SEC 4-31-8 |
| Legal Range | 08W |
| Legal Township | 31N |
| Legal Section | 04 |
| Legal Subdivision | ORIGINAL TOWN GARDNER |
| Legal Block | 7 |
| Legal Lot Number | 8 |
| Jurisdiction | GRUNDY IL |
| Township / Civil Division | GARFIELD |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 900 |
Source: Grundy County records · APN 12-04-407-008
Assessment roll updated June 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8755 E RICE RD, GARDNER, IL 60424-6307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2026 | Special Warranty Deed, Transfer FIDELITY NATIONAL TITLE |
| Feb 26, 2026 | Deed in Lieu of Foreclosure, Foreclosure ATTORNEY ONLY, ATTORNEY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Nov 24, 2025 |
| Transfer Doc | 0000637244 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | GRUNDY IL |
| Recording Date | Jul 28, 2026 |
| Property Address | 407 N ELM ST, GARDNER, IL 60424-7048 |
| Document Number | 0000640400 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 2026640400 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8755 E RICE RD, GARDNER, IL 60424-6307 |
| Investor | Possibly a Property Investor |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | GRUNDY IL |
| Recording Date | Feb 26, 2026 |
| Property Address | 407 N ELM ST, GARDNER, IL 60424-7048 |
| Document Number | 0000637244 |
| Instrument Date | Nov 24, 2025 |
| Instrument | 637244 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 25, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|---|
| Address | 102 MARINER LN, ROTONDA WEST, FL 33947-2032 |
| Name | Verified Name |
|---|---|
| Address | 14002 E 21ST ST, TULSA, OK 74134-1425 |
Source: Grundy County records · Assessment roll updated June 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Grundy County |
| County Subdivision | Garfield Township |
| Municipality | Gardner Village |
| Elementary School District | Gardner Community Consolidated School District 72C (KG - 08) |
| Secondary School District | Gardner-South Wilmington Township High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,696.00 (+5.48%) Homeowner's exemption | $32,900 (+5.47%) Land $6,929 Building $25,971 | $98,700 (+5.47%) Land $20,787 Building $77,913 |
| 2024 | $2,556.00 (+119.02%) | $31,194 (+23.56%) Land $6,570 Building $24,624 | $93,582 (+23.56%) Land $19,710 Building $73,872 |
| 2022 | $1,167.00 Homeowner's exemption | $25,246 Land $5,317 Building $19,929 | $75,738 Land $15,951 Building $59,787 |
Source: FEMA National Flood Hazard Layer, Grundy County (17063C), updated September 30, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170630009003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | Jun 2015, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 216 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Kraus Electronics Systems | Cable | 2,500 / 50 |
May also be available at this address: Benton Ridge Telephone Company, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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