Grundy County property record for 410 N Elm St, Gardner, IL 60424
| Property Type | Single Family Home |
|---|---|
| Details | 1,357 sqft · built 1972 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $190,000 (Jun 2026) |
| Tax Bill | $4,772 (2025) |
| Deeds & Mortgages | Jun 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-04-408-004 |
| Primary APN | 12-04-408-004 |
|---|
| Building Area | 1,357 sqft Total Area |
|---|
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Lot Area | 14,810 sqft (0.34 acres) |
| Street Address | 410 N ELM ST |
|---|---|
| City | GARDNER |
| State | IL |
| Zip | 60424-7044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIG TN GARDNER S15' LT 13 & N10' LT 15 & ALL LT 14 BLK 8 SEC 4-31-8 |
| Legal Range | 08W |
| Legal Township | 31N |
| Legal Section | 04 |
| Legal Subdivision | ORIGINAL TOWN GARDNER |
| Legal Block | 8 |
| Legal Lot Number | 13-15 |
| Jurisdiction | GRUNDY IL |
| Township / Civil Division | GARFIELD |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 900 |
Source: Grundy County records, as of August 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 410 N ELM ST, GARDNER, IL 60424-7044 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 5, 2026 · Amount on Record |
| Deed Sale | Jun 5, 2026 · Amount on Record |
| Deed Document Number | 2026639258 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRUNDY IL |
| Recording Date | Jun 5, 2026 |
| Property Address | 410 N ELM ST, GARDNER, IL 60424-7044 |
| Document Number | 0000639258 |
| Instrument Date | May 19, 2026 |
| Instrument | 2026639258 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $28,785.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 410 N ELM ST, GARDNER, IL 60424-7044 |
Source: Grundy County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Grundy County |
| County Subdivision | Garfield Township |
| Municipality | Gardner Village |
| Elementary School District | Gardner Community Consolidated School District 72C (KG - 08) |
| Secondary School District | Gardner-South Wilmington Township High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,772.00 (+5.48%) Homeowner's exemption | $58,224 (+5.47%) Land $10,260 Building $47,964 | $174,672 (+5.47%) Land $30,780 Building $143,892 |
| 2024 | $4,524.00 (+63.91%) | $55,204 (+23.56%) Land $9,728 Building $45,476 | $165,612 (+23.56%) Land $29,184 Building $136,428 |
| 2022 | $2,760.00 Homeowner's exemption | $44,678 Land $7,873 Building $36,805 | $134,034 Land $23,619 Building $110,415 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | Jun 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARDNER serves 1,361 people · EPA ID IL0630400 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Kraus Electronic Systems Cable | 2,500 / 50 |
May also be available: Verizon, Watch TV.
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