Grundy County property record for 115 N Elm St, Gardner, IL 60424 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,416 sqft · built 1885 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on File |
| Last Sale | $182,000 (Jun 2022) |
| Tax Bill | $5,611 (2025) |
| Deeds & Mortgages | May 2022 Transfer Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-04-462-006 |
| Primary APN | 12-04-462-006 |
|---|
| Building Area | 1,416 sqft Total Area |
|---|
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1885 |
| Lot Area | 14,375 sqft (0.33 acres) |
| Street Address | 115 N ELM ST |
|---|---|
| City | GARDNER |
| State | IL |
| Zip | 60424-9423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIG TN GARDNER LTS 1 & 2 BLK 22 SEC 4-31-8 |
| Legal Range | 08W |
| Legal Township | 31N |
| Legal Section | 04 |
| Legal Subdivision | ORIGINAL TOWN GARDNER |
| Legal Block | 22 |
| Legal Lot Number | 1-2 |
| Jurisdiction | GRUNDY IL |
| Township / Civil Division | GARFIELD |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 900 |
Source: Grundy County records · APN 12-04-462-006
Assessment roll updated June 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 106 E JEFFERSON ST, GARDNER, IL 60424-6251 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 17, 2022 | Intrafamily Transfer, Transfer |
| Jun 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 22, 2022 · Amount on Record |
| Deed Sale | Jun 22, 2022 · Amount on Record |
| Deed Document Number | 2022613946 |
| Prior Transfer Date | Dec 14, 2021 |
| Prior Transfer Doc | 0000613212 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GRUNDY IL |
| Recording Date | May 17, 2022 |
| Property Address | 115 N ELM ST, GARDNER, IL 60424-9423 |
| Document Number | 0000613212 |
| Instrument Date | Dec 14, 2021 |
| Instrument | 613212 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20561 W HAMILTON ST, BUCKEYE, AZ 85396-7769 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRUNDY IL |
| Recording Date | Jun 22, 2022 |
| Property Address | 115 N ELM ST, GARDNER, IL 60424-9423 |
| Document Number | 0000613946 |
| Instrument Date | Dec 14, 2021 |
| Instrument | 613946 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $273.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 N ELM ST, GARDNER, IL 60424-9423 |
| Document Number | 0000613947 |
|---|---|
| Date | Jun 22, 2022 |
| Instrument | 613947 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 5.38% |
|---|
Source: Grundy County records · Assessment roll updated June 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Grundy County |
| County Subdivision | Garfield Township |
| Municipality | Gardner Village |
| Elementary School District | Gardner Community Consolidated School District 72C (KG - 08) |
| Secondary School District | Gardner-South Wilmington Township High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,611.00 (+64.84%) | $68,467 (+30.32%) Land $12,782 Building $55,685 | $205,401 (+30.32%) Land $38,346 Building $167,055 |
| 2022 | $3,404.00 Homeowner's exemption | $52,538 Land $9,808 Building $42,730 | $157,614 Land $29,424 Building $128,190 |
Source: FEMA National Flood Hazard Layer, Grundy County (17063C), updated September 30, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170630009004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 12 individual NFIP policies nearby |
| Nearby Flood Policies | 12 in force 11 of 12 on primary residences |
| Nearby Flood Claims | 12 (1982–2015) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Jun 2015, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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