407 Killarney Ln, Smithville, MO 64089 Property Records

Clay County property record for 407 Killarney Ln, Smithville, MO 64089

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,624 sqft · built 2002
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$204,000 (Sep 2015)
Tax Bill	$4,013 (2025)
Deeds & Mortgages	Feb 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-918-00-05-002.00`

Property Details

APN / Parcel Number

Primary APN	`05-918-00-05-002.00`
Alternative APNs	`0591800050020001` `5918000500200` `313531`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	5 Rooms
Building Area	1,624 sqft Living Area
Gross Area	2,802 sqft
1st Floor Area	1,624 sqft
Basement Area	606 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Split Level
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	121 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Deck Area	96 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	407 KILLARNEY LN
City	SMITHVILLE
State	MO
Zip	64089-8288
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLS OF SHANNON 5TH PLAT LT 193
Legal Range	33W
Legal Township	53N
Legal Section	35
Legal Subdivision	HILLS SHANNON 05
Legal Lot Number	193
Jurisdiction	CLAY MO
Township / Civil Division	PLATTE
Census Block Group	2
Census Block	2027
Census Tract	22000

Owner

Source: Clay County assessment roll, APN 05-918-00-05-002.00, as of May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	407 KILLARNEY LN, SMITHVILLE, MO 64089-8288
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 15, 2015 · Amount on Record
Deed Sale	Sep 15, 2015 · Amount on Record
Prior Sale	Sep 15, 2015
Deed Document Number	201531332
Deed Book / Page	7575 / 81
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	407 KILLARNEY LN, SMITHVILLE, MO 64089-8288
Transaction Type	Mortgage
Record Updated	Feb 26, 2026
Title Company	ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 KILLARNEY LN, SMITHVILLE, MO 64089-8288

Mortgage

Document Number	0000004113
Date	Feb 17, 2026
Book Page	10108/36
Instrument	2026004113

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2041

Tax Assessment & Valuation

Source: Clay County assessment roll as of May 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Smithville City
Unified School District	Smithville R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,013.00 (+20.47%)	$56,390 (+16.89%)	$296,789 (+16.89%)
2023	$3,331.00 (+16.67%)	$48,240	$253,894
2019	$2,855.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (29047C), as of May 10, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290470220002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	46 (1978–1982)
Claims Outside the SFHA	34 of 46
Most Recent Claim	Aug 1982 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 230 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
United Electric Cooperative Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MO1010748, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SMITHVILLE PWS serves 10,885 people
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.