Clay County property record for 403 Killarney Ln, Smithville, MO 64089 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,077 sqft · built 1997 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $322,500 (Apr 2021) |
| Tax Bill | $3,746 (2024) |
| Deeds & Mortgages | May 2022 Line of Credit Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-917-00-03-033.00 |
| Primary APN | 05-917-00-03-033.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,077 sqft Living Area |
| Gross Area | 3,400 sqft |
| 1st Floor Area | 887 sqft |
| Basement Area | 863 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Wood Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 123 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 160 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 403 KILLARNEY LN |
|---|---|
| City | SMITHVILLE |
| State | MO |
| Zip | 64089-8288 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HILLS OF SHANNON 3RD PLAT LT 126 |
| Legal Range | 33W |
| Legal Township | 53N |
| Legal Section | 35 |
| Legal Subdivision | HILLS SHANNON 03 |
| Legal Lot Number | 126 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | PLATTE |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 22000 |
Source: Clay County records · APN 05-917-00-03-033.00
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 403 KILLARNEY LN, SMITHVILLE, MO 64089-8288 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| May 02, 2022 | Deed of Trust, Mortgage · Line of Credit COMMERCE BANK |
| Apr 19, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage DELMAR FINANCIAL CO |
| Jul 26, 2019 | Deed of Trust, Mortgage PRIME LNDG |
| Apr 30, 2018 | Warranty Deed, Transfer · FHA Mortgage PRIME LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 19, 2021 · Amount on Record |
| Deed Sale | Apr 19, 2021 · Amount on Record |
| Prior Sale | Apr 30, 2018 · Amount on Record |
| Deed Document Number | 202116608 |
| Deed Book / Page | 9028 / 78 |
| Prior Transfer Date | Apr 13, 2021 |
| Prior Transfer Doc | 0000016608 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 403 KILLARNEY LN, SMITHVILLE, MO 64089-8288 |
| Transaction Type | Mortgage |
| Record Updated | May 06, 2022 |
| Name | Verified Name |
|---|---|
| Address | 403 KILLARNEY LN, SMITHVILLE, MO 64089-8288 |
| Document Number | 0000014554 |
|---|---|
| Date | May 02, 2022 |
| Book Page | 9358/23 |
| Instrument | 2022014554 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | May 06, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Apr 19, 2021 |
| Property Address | 403 KILLARNEY LN, SMITHVILLE, MO 64089-8288 |
| Document Number | 0000016608 |
| Book / Page | 9028 / 78 |
| Instrument Date | Apr 13, 2021 |
| Instrument | 2021016608 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 403 KILLARNEY LN, SMITHVILLE, MO 64089-8288 |
| Document Number | 0000016609 |
|---|---|
| Date | Apr 19, 2021 |
| Instrument | 2021016609 |
| Name | DELMAR FINANCIAL CO |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 403 KILLARNEY LN, SMITHVILLE, MO 64089-8288 |
| Document Number | 0000021336 |
| Instrument Date | Jul 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2019 |
| Title Company | COMMUNITY TITLE |
| Name | Verified Name |
|---|---|
| Address | 403 KILLARNEY LN SMITHVILLE MO 640898288, SMITHVILLE, MO 64089-8288 |
| Document Number | 0000021336 |
|---|---|
| Date | Aug 01, 2019 |
| Book Page | 008466/000086 |
| Instrument | 21336 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 31, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Apr 30, 2018 |
| Property Address | 403 KILLARNEY LN, SMITHVILLE, MO 64089-8288 |
| Document Number | 0000013439 |
| Book / Page | 008188 / 000067 |
| Instrument Date | Apr 30, 2018 |
| Instrument | 13439 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2018 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 403 KILLARNEY LN KEARNEY MO 64060, KEARNEY, MO 64060 |
| Document Number | 13440 |
|---|---|
| Date | Apr 30, 2018 |
| Book Page | 008188/000068 |
| Instrument | 13440 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 29, 2048 |
Source: Clay County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Smithville City |
| Unified School District | Smithville R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $56,430 (+8.75%) | $297,000 (+8.75%) | |
| 2024 | $3,746.00 (+4.55%) | ||
| 2023 | $3,583.00 (+20.28%) | $51,890 | $273,105 |
| 2019 | $2,979.00 |
Source: FEMA National Flood Hazard Layer, Clay County (29047C), updated May 10, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290470220002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 46 (1978–1982) |
| Claims Outside the SFHA | 34 of 46 |
| Most Recent Claim | Aug 1982, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 230 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| United Electric Cooperative | Fiber | 1,000 / 1,000 |
| Wisper ISP | Fixed Wireless (licensed-by-rule) | 400 / 30 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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