406 Killarney Ln, Smithville, MO 64089 Property Records

Clay County property record for 406 Killarney Ln, Smithville, MO 64089

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,190 sqft · built 2006
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,310 (2025)
Deeds & Mortgages	Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-918-00-04-032.00`

Property Details

APN / Parcel Number

Primary APN	`05-918-00-04-032.00`
Alternative APNs	`0591800040320001` `5918000403200` `244696`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,190 sqft Living Area
Gross Area	2,250 sqft
1st Floor Area	1,190 sqft
Basement Area	540 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	166 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	406 KILLARNEY LN
City	SMITHVILLE
State	MO
Zip	64089-8288
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLS OF SHANNON 5TH PLAT LT 186
Legal Range	33W
Legal Township	53N
Legal Section	35
Legal Subdivision	HILLS SHANNON 05
Legal Lot Number	186
Jurisdiction	CLAY MO
Township / Civil Division	PLATTE
Census Block Group	2
Census Block	2034
Census Tract	22000

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	406 KILLARNEY LN, SMITHVILLE, MO 64089-8288
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2019
Deed Sale	Nov 13, 2019
Prior Sale	Oct 3, 2017 · Amount on Record
Deed Document Number	201934279
Deed Book / Page	8545 / 43
Prior Transfer Date	Jul 24, 2009
Prior Transfer Doc	0000027040
Record Updated	Oct 29, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Oct 3, 2017
Property Address	406 KILLARNEY LN, SMITHVILLE, MO 64089-8288
Document Number	0000033863
Book / Page	008059 / 000095
Instrument Date	Sep 29, 2017
Instrument	33863
Transaction Type	Transfer
Record Updated	Nov 1, 2017
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	406 KILLARNEY LN SMITHVILLE MO 640898288, SMITHVILLE, MO 64089-8288

Mortgage

Document Number	33864
Date	Oct 3, 2017
Book Page	008059/000096
Instrument	33864

Lender

Name	PLATTE VLY BK/MO
Type	Bank
Address	PLATTE CITY, MO 64079

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2047

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Smithville City
Unified School District	Smithville R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,310.00 (+14.53%)	$46,510 (+11.11%)	$244,789 (+11.11%)
2023	$2,890.00 (+16.49%)	$41,860	$220,315
2019	$2,481.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	46 (1978–1982)
Claims Outside the SFHA	34 of 46
Most Recent Claim	Aug 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHVILLE PWS serves 10,885 people · EPA ID MO1010748
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
United Fiber Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20