407 Howard St, Delta, CO 81416 Property Records

Delta County property record for 407 Howard St, Delta, CO 81416 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1975
Square Footage1,153 sqft Living Area
Lot Size7,405 sqft (0.17 acres)
OccupancyOwner Occupied
Last Sale$197,900 (2020)
Tax Bill$1,057.00 (2025)

Property Details

APN / Parcel Number

Primary APNR014497
Alternative APN
  • 345713433001

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area1,153 sqft Living Area
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1908
Effective Year BuiltEffective 1975
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,405 sqft (0.17 acres)
Total Buildings2 Total Buildings

Utilities and HVAC

Cooling SystemWindow A/C Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelCoal Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account NumberR014497
Street Address407 HOWARD ST
CityDELTA
StateCO
Zip81416-3624
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description407 HOWARD ST DELTA 81416 S: 13 T: 15S R: 96W SUBDIVISION: GARNET MESA SUBDIVISION BLOCK: 16 LOT: 1 AND:- LOT: 2 TOTAL ACRES 0.17 +/- GARNET MESA SUBD DELTA BLK 16 LT 1& 2 SEC 13 T15S R95W 6PM BK 420 PG 493 R-574546 R672596-AS R-672597 R-701859 R-725
Legal SubdivisionGARNET MESA SUBDIVISION
Legal Block16
Legal Lot Number1
JurisdictionDELTA CO
Minor Civil DivisionDELTA
Census Blockgroup2
Census Block2033
Census Tract965100

Owner

Source: Delta County records · APN R014497

Assessment roll updated May 4, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address407 HOWARD ST, DELTA, CO 81416-3624
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 18, 2022Deed of Trust, Mortgage · Line of Credit
US BANK NA
Dec 29, 2020Special Warranty Deed, Transfer · Conventional Mortgage
US BANK NA
Dec 29, 2020Quit Claim Deed, Transfer
HERITAGE TITLE COMPANY
Mar 05, 2018Warranty Deed, Transfer
HERITAGE TITLE COMPANY, HERITAGE TITLE CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 29, 2020 · Amount on Record
Deed SaleDec 29, 2020 · Amount on Record
Prior SaleMar 05, 2018 · Amount on Record
Deed Doc Number2020725017
Record RefreshedJun 08, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELTA CO
Property Address407 HOWARD ST, DELTA, CO 81416-3624
Transaction TypeMortgage
Record UpdatedJun 15, 2023
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 HOWARD ST, DELTA, CO 81416-3624

Mortgage

Document Number0000739423
DateMay 18, 2022
Instrument739423
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 01, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionDELTA CO
Recording DateDec 29, 2020
Property Address407 HOWARD ST, DELTA, CO 81416-3624
Document Number0000725017
Instrument DateDec 28, 2020
Instrument725017
Transaction TypeTransfer
Record UpdatedJun 15, 2023
Title CompanyHERITAGE TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$19.79
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address407 HOWARD ST, DELTA, CO 81416-3624

Mortgage

Document Number0000725020
DateDec 29, 2020
Instrument725020
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDELTA CO
Recording DateDec 29, 2020
Property Address407 HOWARD ST, DELTA, CO 81416-3624
Document Number0000725016
Instrument DateDec 28, 2020
Instrument725016
Transaction TypeTransfer
Record UpdatedJul 11, 2023
Title CompanyHERITAGE TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address407 HOWARD ST, DELTA, CO 81416-3624

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDELTA CO
Recording DateMar 05, 2018
Property Address407 HOWARD ST, DELTA, CO 81416-3624
Document Number0000701859
Instrument DateMar 02, 2018
Instrument701859
Transaction TypeTransfer
Record UpdatedFeb 28, 2022
Title CompanyHERITAGE TITLE COMPANY, HERITAGE TITLE CO

Transaction

AmountAmount Recorded
Tax$14.70
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address407 HOWARD ST, DELTA, CO 81416-3624

Tax Assessment & Valuation

Source: Delta County records · Assessment roll updated May 4, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateColorado
CountyDelta County
MunicipalityDelta City
Unified School DistrictDelta County School District 50J (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,057.00 (+17.18%)$15,534 (+13.96%) Land $3,125 Building $12,409$248,543 (+22.16%) Land $50,000 Building $198,543
2024$902.00 (+4.04%)$13,631 (-) Land $2,637 Building $10,994
2023$867.00 (+9.47%)$13,631 (+11.07%) Land $2,637 Building $10,994$203,454 (+15.23%) Land $39,360 Building $164,094
2022$792.00$12,272 Land $3,128 Building $9,144$176,564 Land $45,000 Building $131,564

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