Delta County property record for 411 Howard St, Delta, CO 81416 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1974 |
| Square Footage | 1,035 sqft Living Area |
| Lot Size | 7,405 sqft (0.17 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $226,000 (2022) |
| Tax Bill | $987.00 (2025) |
Source: Delta County records · APN R014506
Assessment roll updated May 4, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 411 HOWARD ST, DELTA, CO 81416-3624 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 22, 2022 | Special Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage CORNERSTONE HOME LENDING |
| Nov 17, 2022 | Quit Claim Deed, Transfer Quitclaim Document |
| Dec 28, 2017 | Deed of Trust, Mortgage · Commercial Mortgage EPPINGER VIII LTD |
| Dec 28, 2017 | Deed of Trust, Mortgage · Commercial Mortgage EPPINGER VIII LTD |
| Dec 17, 2018 | Special Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage CORNERSTONE HOME LENDING INC |
| Nov 30, 2017 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 22, 2022 · Amount on Record |
| Deed Sale | Dec 22, 2022 · Amount on Record |
| Prior Sale | Dec 17, 2018 · Amount on Record |
| Deed Doc Number | 2022743976 |
| Prior Transfer Date | Nov 14, 2022 |
| Prior Transfer Doc | 0000743345 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Dec 22, 2022 |
| Property Address | 411 HOWARD ST, DELTA, CO 81416-3624 |
| Document Number | 0000743976 |
| Instrument Date | Dec 22, 2022 |
| Instrument | 743976 |
| Transaction Type | Transfer |
| Record Updated | Jan 06, 2023 |
| Title Company | LAND TITLE GUARANTEE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $22.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 411 HOWARD ST, DELTA, CO 81416-3624 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 411 HOWARD ST, DELTA, CO 81416-3624 |
| Document Number | 0000743977 |
|---|---|
| Date | Dec 22, 2022 |
| Instrument | 743977 |
| Name | CORNERSTONE HOME LENDING |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
| Document Number | 0000743978 |
|---|---|
| Date | Dec 22, 2022 |
| Instrument | 743978 |
| Name | COLORADO HOUSING & FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | DENVER, CO 80202 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Nov 17, 2022 |
| Property Address | 411 HOWARD ST, DELTA, CO 81416-3624 |
| Document Number | 0000743345 |
| Instrument Date | Nov 14, 2022 |
| Instrument | 743345 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 411 HOWARD ST, DELTA, CO 81416-3624 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 411 HOWARD ST, DELTA, CO 81416-3624 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 700474 |
|---|---|
| Date | Dec 28, 2017 |
| Instrument | 700474 |
| Name | EPPINGER VIII LTD |
|---|---|
| Type | Non-Lending Institution |
| Address | VICTORIA, TX 77901 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 19, 2018 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 411 HOWARD ST, DELTA, CO 81416-3624 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 700473 |
|---|---|
| Date | Dec 28, 2017 |
| Instrument | 700473 |
| Name | EPPINGER VIII LTD |
|---|---|
| Type | Non-Lending Institution |
| Address | VICTORIA, TX 77901 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 19, 2018 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Dec 17, 2018 |
| Property Address | 411 HOWARD ST, DELTA, CO 81416-3624 |
| Document Number | 0000707845 |
| Instrument Date | Dec 17, 2018 |
| Instrument | 707845 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $13.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 411 HOWARD ST, DELTA, CO 81416-3624 |
| Document Number | 0000707846 |
|---|---|
| Date | Dec 17, 2018 |
| Instrument | 707846 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Nov 30, 2017 |
| Property Address | 411 HOWARD ST, DELTA, CO 81416-3624 |
| Document Number | 0000699809 |
| Instrument Date | Nov 30, 2017 |
| Instrument | 699809 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 770740, STEAMBOAT SPRINGS, CO 80477-0740 |
Source: Delta County records · Assessment roll updated May 4, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Delta City |
| Unified School District | Delta County School District 50J (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $987.00 (+33.92%) | $14,516 (+30.2%) Land $3,125 Building $11,391 | $232,252 (+39.57%) Land $50,000 Building $182,252 |
| 2024 | $737.00 (+3.95%) | $11,149 (-) Land $2,518 Building $8,631 | |
| 2023 | $709.00 (+36.87%) | $11,149 (+38.84%) Land $2,518 Building $8,631 | $166,402 (+44.03%) Land $37,579 Building $128,823 |
| 2022 | $518.00 | $8,030 Land $3,128 Building $4,902 | $115,530 Land $45,000 Building $70,530 |
Source: FEMA National Flood Hazard Layer, Delta County (08029C), updated November 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | R014506 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,035 sqft Living Area |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Asbestos Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 7,405 sqft (0.17 acres) |
| Total Buildings | 2 Total Buildings |
| Cooling System | Window A/C Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Coal Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | R014506 |
|---|---|
| Street Address | 411 HOWARD ST |
| City | DELTA |
| State | CO |
| Zip | 81416-3624 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 411 HOWARD ST DELTA 81416 S: 13 T: 15S R: 96W SUBDIVISION: GARNET MESA SUBDIVISION BLOCK: 16 LOT: 5 AND:- LOT: 6 TOTAL ACRES 0.17 +/- GARNET MESA SUBD /DELTA BLK16 LOTS 5 & 6 SEC 13 T15S R96W 6PM BK 443 PG 516 BK 653 PG 239 BK 655 PG 18 BK 663 PG 463 |
| Legal Subdivision | GARNET MESA SUBDIVISION |
| Legal Block | 16 |
| Legal Lot Number | 5 |
| Jurisdiction | DELTA CO |
| Minor Civil Division | DELTA |
| Census Blockgroup | 2 |
| Census Block | 2033 |
| Census Tract | 965100 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures