323 Howard St, Delta, CO 81416 Property Records

Delta County property record for 323 Howard St, Delta, CO 81416 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1997
Square Footage	728 sqft Living Area
Lot Size	7,405 sqft (0.17 acres)
Occupancy	Owner Occupied
Last Sale	$169,000 (2021)
Tax Bill	$1,014.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`R014455`
Alternative APN	`345713427016`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	4 Rooms
Building Area	728 sqft Living Area
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Bungalow Style
Exterior Material	Marblecrete Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,405 sqft (0.17 acres)
Total Buildings	2 Total Buildings

Utilities and HVAC

Cooling System	None Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Coal Heating Fuel
Sewage	Municipal Sewage
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	R014455
Street Address	323 HOWARD ST
City	DELTA
State	CO
Zip	81416-3622
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	323 HOWARD ST DELTA 81416 S: 13 T: 15S R: 96W SUBDIVISION: GARNET MESA SUBDIVISION BLOCK: 17 LOT: 7 AND:- LOT: 8 TOTAL ACRES 0.17 +/- GARNET MESA SUBD DELTA BLK 17 LTS 7 & 8 SEC 13 T15S R96W 6PM BK 446 PG 964 BK 463 PG 1087 BK 500 PG 905 BK 673 PG 66
Legal Subdivision	GARNET MESA SUBDIVISION
Legal Block	17
Legal Lot Number	7
Jurisdiction	DELTA CO
Minor Civil Division	DELTA
Census Blockgroup	2
Census Block	2004
Census Tract	965100

Owner

Source: Delta County records · APN R014455

Assessment roll updated May 4, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	323 HOWARD ST, DELTA, CO 81416-3622
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 08, 2021 · Amount on Record
Deed Sale	Mar 08, 2021 · Amount on Record
Prior Sale	Dec 12, 2005 · Amount on Record
Deed Doc Number	2021726925
Record Refreshed	Jun 08, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Mar 08, 2021
Property Address	323 HOWARD ST, DELTA, CO 81416-3622
Document Number	0000726925
Instrument Date	Mar 08, 2021
Instrument	726925
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$16.90
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	323 HOWARD ST, 323, DELTA, CO 81416-3622

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	323 HOWARD ST, DELTA, CO 81416-3622

Mortgage

Document Number	0000726926
Date	Mar 08, 2021
Instrument	726926

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: Delta County records · Assessment roll updated May 4, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Municipality	Delta City
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,014.00 (+40.25%)	$14,901 (+36.24%) Land $3,125 Building $11,776	$238,410 (+46.06%) Land $50,000 Building $188,410
2024	$723.00 (+3.88%)	$10,937 (-) Land $2,506 Building $8,431
2023	$696.00 (+13.54%)	$10,937 (+15.13%) Land $2,506 Building $8,431	$163,229 (+19.42%) Land $37,399 Building $125,830
2022	$613.00	$9,500 Land $3,128 Building $6,372	$136,682 Land $45,000 Building $91,682

Flood & Wildfire

323 Howard St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Delta County (08029C), updated November 27, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.