407 E Providence Ave, Spokane, WA 99207 Property Records

Spokane County property record for 407 E Providence Ave, Spokane, WA 99207

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,900 sqft · built 1907
Lot Size	0.117 acres (5,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$142,500 (Oct 2018)
Tax Bill	$3,140 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35053.0716`

Property Details

APN / Parcel Number

Primary APN	`35053.0716`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,900 sqft Living Area
Gross Area	1,970 sqft
1st Floor Area	900 sqft
Upper Floors Area	900 sqft
Basement Area	100 sqft
Finished Basement	100 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,100 sqft (0.117 acres)
Lot Dimensions	102 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	150 sqft
Deck Area	80 sqft
Patio Area	192 sqft
Canopy	272 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	407 E PROVIDENCE AVE
City	SPOKANE
State	WA
Zip	99207-1873
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	LIDGERWOOD PK L20 B86
Legal Range	43E
Legal Township	25N
Legal Section	05
Legal Subdivision	LIDGERWOOD PK
Legal Block	86
Legal Lot Number	20
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	4
Census Block	4051
Census Tract	1400

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	407 E PROVIDENCE AVE, SPOKANE, WA 99207-1873
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage SPOKANE TEACHERS CU
Sep 19, 2018	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MASTER SERVICE CORP
Oct 11, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2018 · Amount on Record
Deed Sale	Oct 11, 2018 · Amount on Record
Prior Sale	Sep 19, 2018 · Amount on Record
Deed Document Number	20186751029
Prior Transfer Date	Dec 18, 2014
Prior Transfer Doc	0006357425
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	407 E PROVIDENCE AVE, SPOKANE, WA 99207-1873
Transaction Type	Mortgage
Record Updated	Nov 21, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007171594
Date	Jan 14, 2022
Instrument	7171594

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 19, 2018
Property Address	407 E PROVIDENCE AVE, SPOKANE, WA 99207-1873
Document Number	0006745076
Map Reference	VOL A PG124
Instrument Date	Sep 12, 2018
Instrument	6745076
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	TICOR TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,209.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 E PROVIDENCE AVE, SPOKANE, WA 99207-1873

Mortgage

Document Number	0006745077
Date	Sep 19, 2018
Instrument	6745077

Lender

Name	MORTGAGE MASTER SERVICE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Mortgage

Document Number	0006745078
Date	Sep 19, 2018
Instrument	6745078

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 11, 2018
Property Address	407 E PROVIDENCE AVE, SPOKANE, WA 99207-1873
Document Number	0006751029
Instrument Date	Dec 18, 2014
Instrument	6751029
Transaction Type	Transfer
Record Updated	Oct 29, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1006 N WILLOW RD SPOKANE VALLEY WA 992064040, SPOKANE VALLEY, WA 99206-4040

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,140.00 (+0.77%)	$310,800 (-0.61%) Land $75,000 Building $235,800	$310,800 (-0.61%) Land $75,000 Building $235,800
2025	$3,116.00 (+1.83%)
2024		$312,700 (+33.86%) Land $65,000 Building $247,700	$312,700 (+33.86%) Land $65,000 Building $247,700
2023	$3,060.00 (+11.88%)	$233,600 Land $42,000 Building $191,600	$233,600 Land $42,000 Building $191,600
2022	$2,735.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 671 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: T-Mobile.

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