328 E Providence Ave, Spokane, WA 99207 Property Records

Spokane County property record for 328 E Providence Ave, Spokane, WA 99207

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,116 sqft · built 1927
Lot Size	0.117 acres (5,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$259,900 (May 2025)
Tax Bill	$2,460 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit May 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35053.1007`

Property Details

APN / Parcel Number

Primary APN	`35053.1007`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,116 sqft Living Area
Gross Area	1,232 sqft
1st Floor Area	616 sqft
Basement Area	616 sqft
Finished Basement	500 sqft
Unfinished Basement	116 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 2007
Architectural Style	Bungalow
Exterior Material	Shingles
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,100 sqft (0.117 acres)
Lot Dimensions	102 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	160 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	24 sqft
Deck Area	32 sqft
Patio Area	32 sqft
Canopy	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	328 E PROVIDENCE AVE
City	SPOKANE
State	WA
Zip	99207-1870
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	LIDGERWOOD PK L7 B91
Legal Range	43E
Legal Township	25N
Legal Section	05
Legal Subdivision	LIDGERWOOD PK
Legal Block	91
Legal Lot Number	7
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	4
Census Block	4052
Census Tract	1400

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	328 E PROVIDENCE AVE, SPOKANE, WA 99207-1870
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Line of Credit BANNER BANK
May 27, 2025	Warranty Deed, Transfer WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NATL TTL CO OF EASTERN W
Oct 1, 2018	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2025 · Amount on Record
Deed Sale	May 27, 2025 · Amount on Record
Prior Sale	Oct 1, 2018 · Amount on Record
Deed Document Number	20257418414
Prior Transfer Date	Mar 25, 2008
Prior Transfer Doc	0005675170
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Recording Date	Jul 13, 2026
Property Address	328 E PROVIDENCE AVE, SPOKANE, WA 99207-1870
Document Number	0007501259
Instrument Date	Jun 30, 2026
Instrument	20267501259
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 E PROVIDENCE AVE, SPOKANE, WA 99207-1870

Mortgage

Document Number	0007501259,
Date	Jul 13, 2026
Instrument	20267501259

Lender

Name	BANNER BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.48%
Max Rate	-1%

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	May 27, 2025
Property Address	328 E PROVIDENCE AVE, SPOKANE, WA 99207-1870
Document Number	0007418414
Map Reference	VOL A PG 124&125
Instrument Date	May 22, 2025
Instrument	7418414
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NATL TTL CO OF EASTERN W

Transaction

Amount	Amount Recorded
Tax	$4,163.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 E PROVIDENCE AVE, SPOKANE, WA 99207-1870

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 1, 2018
Property Address	328 E PROVIDENCE AVE, SPOKANE, WA 99207-1870
Document Number	0006748337
Instrument Date	Sep 25, 2018
Instrument	6748337
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,408.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2984 S CRAIG DR DES PLAINES IL 600184022, DES PLAINES, IL 60018-4022

Mortgage

Document Number	6748338
Date	Oct 1, 2018
Instrument	6748338

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2048

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,460.00 (-1.2%)	$244,000 (+1.79%) Land $75,000 Building $169,000	$244,000 (+1.79%) Land $75,000 Building $169,000
2025	$2,490.00 (+3.49%)	$239,700 (-2.4%) Land $75,000 Building $164,700	$239,700 (-2.4%) Land $75,000 Building $164,700
2024		$245,600 (+38.29%) Land $65,000 Building $180,600	$245,600 (+38.29%) Land $65,000 Building $180,600
2023	$2,406.00 (+15.56%)	$177,600 Land $42,000 Building $135,600	$177,600 Land $42,000 Building $135,600
2022	$2,082.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 671 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: T-Mobile.

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