403 E Providence Ave, Spokane, WA 99207 Property Records

Spokane County property record for 403 E Providence Ave, Spokane, WA 99207

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 956 sqft · built 1910
Lot Size	0.117 acres (5,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$71,974 (Feb 2003)
Tax Bill	$2,296 (2026)
Deeds & Mortgages	Mar 2026 Transfer Nov 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`35053.0715`

Property Details

APN / Parcel Number

Primary APN	`35053.0715`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	956 sqft Living Area
1st Floor Area	876 sqft
Basement Area	80 sqft
Finished Basement	80 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Bungalow
Exterior Material	Asbestos
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,100 sqft (0.117 acres)
Lot Dimensions	102 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	256 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	60 sqft
Patio Area	60 sqft
Canopy	60 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	403 E PROVIDENCE AVE
City	SPOKANE
State	WA
Zip	99207-1873
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	LIDGERWOOD PK L19 B86
Legal Range	43E
Legal Township	25N
Legal Section	05
Legal Subdivision	LIDGERWOOD PK
Legal Block	86
Legal Lot Number	19
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	4
Census Block	4051
Census Tract	1400

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	726 N MCDONALD RD, 20, SPOKANE VALLEY, WA 99216-2907
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Transfer on Death Deed, Transfer
Nov 27, 2018	Deed of Trust, Mortgage · Line of Credit NUMERICA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2003 · Amount on Record
Deed Sale	Feb 7, 2003 · Amount on Record
Prior Sale	Oct 22, 2002 · Amount on Record
Deed Document Number	20034843566
Last Transfer Date	Mar 13, 2026
Transfer Doc	0007475489
Record Updated	Oct 29, 2026

March 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 13, 2026
Property Address	403 E PROVIDENCE AVE, SPOKANE, WA 99207-1873
Document Number	0007475489
Map Reference	VOL A PG 124
Instrument Date	Mar 13, 2026
Instrument	7475489
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	403 E PROVIDENCE AVE, SPOKANE, WA 99207-1873

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	726 N MCDONALD RD APT 20, 20, SPOKANE VALLEY, WA 99216-2907

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	403 E PROVIDENCE AVE, SPOKANE, WA 99207-1873
Document Number	0006765912
Instrument Date	Nov 27, 2018
Transaction Type	Mortgage
Record Updated	Dec 18, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	403 E PROVIDENCE AVE SPOKANE WA 992071873, SPOKANE, WA 99207-1873

Mortgage

Document Number	0006765912
Date	Dec 3, 2018
Instrument	6765912

Lender

Name	NUMERICA CU
Type	Credit Union
Address	SPOKANE VALLEY, WA 99037

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 2, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,296.00 (+3.94%)	$243,100 (+8.77%) Land $75,000 Building $168,100	$243,100 (+8.77%) Land $75,000 Building $168,100
2025	$2,209.00 (+3.81%)	$223,500 (+2.95%) Land $75,000 Building $148,500	$223,500 (+2.95%) Land $75,000 Building $148,500
2024		$217,100 (+38.37%) Land $65,000 Building $152,100	$217,100 (+38.37%) Land $65,000 Building $152,100
2023	$2,128.00 (+15.59%)	$156,900 Land $42,000 Building $114,900	$156,900 Land $42,000 Building $114,900
2022	$1,841.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 671 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: T-Mobile.

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