407 E North St, Winterset, IA 50273 Property Records

Madison County property record for 407 E North St, Winterset, IA 50273

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 798 sqft · built 1914
Lot Size	0.225 acres (9,800 sqft)
Owner	Individual Name on File
Last Sale	$130,500 (Jul 2025)
Tax Bill	$2,314 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Sep 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`820003300120000`

Property Details

APN / Parcel Number

Primary APN	`820003300120000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	798 sqft Living Area
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,800 sqft (0.225 acres)
Lot Dimensions	140 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	140 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	407 E NORTH ST
City	WINTERSET
State	IA
Zip	50273-1447
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S1/2 LOT 3 DEPOT ADDITION
Legal Subdivision	DEPOT ADDITION
Legal Lot Number	3
Jurisdiction	MADISON IA
Township / Civil Division	WINTERSET
Census Block Group	2
Census Block	2047
Census Tract	60200

Owner

407 E North St is owned and occupied by an individual who bought it in July 2025.

Source: Madison County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	407 E NORTH ST, WINTERSET, IA 50273-1447
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2025	Land Contract, Transfer · Seller Carry-Back ROBERT C DUFF ETAL
Sep 20, 2019	Deed of Trust, Mortgage · VA Mortgage IOWA BANKERS MORTGAGE CORPORATION
Mar 16, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN STATE BANK
Sep 13, 2019	Warranty Deed, Transfer
May 11, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2025 · Amount on File
Deed Sale	Jul 16, 2025 · Amount on File
Prior Sale	Mar 16, 2022 · Amount on File
Deed Document Number	20251810
Deed Book / Page	2025 / 1810
Prior Transfer Date	Nov 7, 2014
Prior Transfer Doc	02014/2838
Record Updated	Sep 20, 2026

July 2025: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	MADISON IA
Recording Date	Jul 16, 2025
Property Address	407 E NORTH ST, WINTERSET, IA 50273-1447
Document Number	02025/1810
Book / Page	2025 / 1810
Instrument Date	Jul 14, 2025
Instrument	2025 1810
Transaction Type	Transfer
Record Updated	Oct 20, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 E NORTH ST, WINTERSET, IA 50273-1447

Mortgage

Date	Jul 16, 2025

Lender

Name	ROBERT C DUFF ETAL
Type	Private Party

Agreement

Type	Seller Carry-Back
Amount	Amount on Record

Interest

Rate	5%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	407 E NORTH ST, WINTERSET, IA 50273-1447
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02019/3023
Date	Sep 20, 2019
Book Page	2019/3023
Instrument	3023

Lender

Name	IOWA BANKERS MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IA
Recording Date	Mar 16, 2022
Property Address	407 E NORTH ST, WINTERSET, IA 50273-1447
Document Number	002022/735
Book / Page	2022 / 735
Instrument Date	Mar 14, 2022
Instrument	2022 774
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$189.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	922 N 3RD AVE, WINTERSET, IA 50273-1164

Mortgage

Document Number	0002022775
Date	Mar 16, 2022
Instrument	2022 775

Lender

Name	AMERICAN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IA
Recording Date	Sep 13, 2019
Property Address	407 E NORTH ST, WINTERSET, IA 50273-1447
Document Number	02019/2916
Book / Page	2019 / 2916
Instrument Date	Sep 12, 2019
Instrument	2916
Transaction Type	Transfer
Record Updated	Oct 20, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 E NORTH ST, WINTERSET, IA 50273-1447

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IA
Recording Date	May 11, 2018
Property Address	407 E NORTH ST, WINTERSET, IA 50273-1447
Document Number	02018/1476
Book / Page	2018 / 1476
Instrument Date	Apr 30, 2018
Instrument	2018-1476
Transaction Type	Transfer
Record Updated	Oct 20, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 E NORTH ST, WINTERSET, IA 50273-1447

Tax Assessment & Valuation

The 2025 property tax bill for 407 E North St was $2,314.

Source: Madison County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Madison County
Municipality	Winterset City
Unified School District	Winterset Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,314.00	$125,100 Land $19,600 Building $105,500	$125,100 Land $19,600 Building $105,500
2024	$2,314.00
2023		$118,200 Land $13,700 Building $104,500	$118,200 Land $13,700 Building $104,500
2022	$2,088.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 E North St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective June 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jun 1998 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 E North St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTERSET MUNICIPAL WATERWORKS serves 5,428 people · EPA ID IA6171029
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: OmniTel-Interstate Cablevision, Verizon.

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